202 E Water St, Kalida, OH 45853 Property Records

Putnam County property record for 202 E Water St, Kalida, OH 45853

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,412 sqft · built 2015
Lot Size	0.494 acres (21,519 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Aug 2025)
Tax Bill	$1,560 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Sep 2019 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`56-167000.0000`

Property Details

APN / Parcel Number

Primary APN	`56-167000.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,412 sqft Living Area
1st Floor Area	1,204 sqft
Upper Floors Area	416 sqft
Attic	Attic
Attic Area	312 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	21,519 sqft (0.494 acres)
Garage Type	Mixed
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Lean-To	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	202 E WATER ST
City	KALIDA
State	OH
Zip	45853-2092
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 00699
Legal Subdivision	VILLAGE OF KALIDA
Jurisdiction	PUTNAM OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1033
Census Tract	30600

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	202 E WATER ST, KALIDA, OH 45853-2092
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
Sep 17, 2019	Deed of Trust, Mortgage · Commercial Mortgage THE UNION BANK CO
Jul 31, 2023	Affidavit of Death of Joint Tenant, Transfer
Aug 28, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2025 · Amount on File
Deed Sale	Aug 14, 2025 · Amount on File
Deed Document Number	20253549
Deed Book / Page	778 / 818
Prior Transfer Date	Aug 8, 2018
Prior Transfer Doc	00702/1259
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	202 E WATER ST, KALIDA, OH 45853-2092
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00722/1534
Date	Jul 13, 2020
Book Page	722/1534
Instrument	202000003233

Lender

Name	THE UNION BANK CO
Type	Bank
Address	KALIDA, OH 45853

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 7, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	202 E WATER ST, KALIDA, OH 45853-2092
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00712/2468
Date	Sep 17, 2019
Book Page	712/2468
Instrument	201900003717

Lender

Name	THE UNION BANK CO
Type	Bank
Address	KALIDA, OH 45853

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	119 Months
Due	Aug 30, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	PUTNAM OH
Recording Date	Jul 31, 2023
Property Address	202 WESTERN AVE, OTTAWA, OH 45875
Document Number	000758/904
Book / Page	758 / 904
Instrument Date	Jul 20, 2023
Instrument	202300002709
Transaction Type	Transfer
Record Updated	Feb 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM OH
Recording Date	Aug 28, 2018
Property Address	202 E WATER ST, KALIDA, OH 45853-2092
Document Number	00702/1259
Book / Page	702 / 1259
Instrument Date	Aug 8, 2018
Instrument	201800003904
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 E WATER ST, KALIDA, OH 45853-2092

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Union Township
Municipality	Kalida Village
Unified School District	Kalida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,560.00 (-4.06%) Homeowner's exemption	$49,680 (+35.74%) Land $3,830 Building $45,850	$141,940 (-) Land $10,940 Building $131,000
2023	$1,626.00 (+59.88%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$36,600 (-) Land $2,970 Building $33,630	$141,940 (+35.72%) Land $10,940 Building $131,000
2022	$1,017.00 Homeowner's exemption	$36,600 Land $2,970 Building $33,630
2020			$104,580 Land $8,490 Building $96,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1981–2015)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALIDA VILLAGE PWS serves 1,542 people · EPA ID OH6900512
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kalida Telephone Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: HDER Link, Spectrum.

Nearby Properties on E Water St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures