114 E Water St, Kalida, OH 45853 Property Records

Putnam County property record for 114 E Water St, Kalida, OH 45853

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,152 sqft · built 1999
Lot Size	0.41 acres (17,878 sqft)
Owner	Individual Name on File
Last Sale	$88,000 (Dec 2017)
Tax Bill	$1,162 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`56-045040.0000`

Property Details

APN / Parcel Number

Primary APN	`56-045040.0000`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	17,878 sqft (0.41 acres)
Terrain	Low
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	114 E WATER ST
City	KALIDA
State	OH
Zip	45853-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 00004
Legal Lot Number	4
Jurisdiction	PUTNAM OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1033
Census Tract	30600

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 789, KALIDA, OH 45853-0789
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Line of Credit SUPERIOR CREDIT UNION
Dec 20, 2017	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2017 · Amount on File
Deed Sale	Dec 20, 2017 · Amount on File
Prior Sale	Dec 10, 2015 · Amount on File
Deed Document Number	20175477
Deed Book / Page	695 / 531
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Recording Date	Aug 18, 2026
Property Address	114 E WATER ST, KALIDA, OH 45853-2107
Document Number	0000003561
Book / Page	790 / 672
Instrument Date	Jul 31, 2026
Instrument	20263561
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 E WATER ST, KALIDA, OH 45853-2107

Mortgage

Document Number	0000003561,
Date	Aug 18, 2026
Book Page	790/672
Instrument	20263561

Lender

Name	SUPERIOR CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	83 Months
Due	Jul 31, 2033

Interest

Max Rate	-1%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Dec 20, 2017
Property Address	WATER ST, COLUMBUS GROVE, OH 45830
Document Number	00695/0531
Book / Page	695 / 0531
Instrument Date	Nov 20, 2017
Instrument	201700005477
Transaction Type	Transfer
Record Updated	Feb 19, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12732 ROAD 16, OTTAWA, OH 45875-9222

Mortgage

Document Number	201700005478
Date	Dec 20, 2017
Instrument	201700005478

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Union Township
Municipality	Kalida Village
Unified School District	Kalida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,162.00 (+3.29%)	$36,030 (-) Land $3,350 Building $32,680	$102,940 (-) Land $9,570 Building $93,370
2024	$1,125.00 (+102.7%)	$36,030 (+138.29%) Land $3,350 Building $32,680
2023	$555.00 (-3.31%) Additional exemption filed	$15,120 (-) Land $2,600 Building $12,520	$102,940 (+138.29%) Land $9,570 Building $93,370
2022	$574.00	$15,120 Land $2,600 Building $12,520
2020			$43,200 Land $7,430 Building $35,770

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1981–2015)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALIDA VILLAGE PWS serves 1,542 people · EPA ID OH6900512
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kalida Telephone Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: HDER Link, Spectrum.

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