202 E Walker St, East Flat Rock, NC 28726 Property Records

Henderson County property record for 202 E Walker St, East Flat Rock, NC 28726

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,724 sqft · built 1945
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Jan 2023)
Tax Bill	$954 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9577963069`

Property Details

APN / Parcel Number

Primary APN	`9577963069`
Alternative APNs	`0105966` `105966`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,724 sqft Heated Area
1st Floor Area	1,792 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	216 sqft
Deck Area	108 sqft
Patio Area	96 sqft
Canopy	374 sqft
Utility Building	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	105966
Street Address	202 E WALKER ST
City	EAST FLAT ROCK
State	NC
Zip	28726-2238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105966~R1
Legal Description	E FLAT ROCK 4 LTS 15-18BLDG
Legal Subdivision	BURNS R S (0173)
Legal Block	96
Legal Lot Number	3069
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	2
Census Block	2025
Census Tract	931401

Owner

Source: Henderson County assessment roll, APN 9577963069, as of July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	225 NORLEON AVE, HENDERSONVILLE, NC 28791-2024
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 26, 2023 · Amount on Record
Deed Sale	Jan 26, 2023 · Amount on Record
Deed Document Number	2023992757
Deed Book / Page	4007 / 638
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jan 26, 2023
Property Address	202 E WALKER ST, EAST FLAT ROCK, NC 28726-2238
Document Number	0040070638
Book / Page	4007 / 638
Map Reference	MB 2 PG 20
Instrument Date	Jan 23, 2023
Instrument	1000992757
Transaction Type	Transfer
Record Updated	Feb 09, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 5, SALUDA, NC 28773-0005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 E WALKER ST, EAST FLAT ROCK, NC 28726-2238

Mortgage

Document Number	1000992758
Date	Jan 26, 2023
Instrument	1000992758

Lender

Name	CHAMPION CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Feb 01, 2028
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	6%
Index	1-Year T-Bill
Max Rate	11%

Tax Assessment & Valuation

Source: Henderson County assessment roll as of July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,100 (+2.41%) Land $28,500 Building $141,600
2025	$954.00
2023		$166,100 Land $28,500 Building $137,600	$170,100 Land $28,500 Building $141,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (37089C), as of October 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 183 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35

May also be available: Verizon, Vyve Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0145010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.