119 E Walker St, East Flat Rock, NC 28726 Property Records

Henderson County property record for 119 E Walker St, East Flat Rock, NC 28726

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 800 sqft · built 1941
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Dec 2025)
Tax Bill	$973 (2025)
Deeds & Mortgages	May 2025 Line of Credit Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9577952829`

Property Details

APN / Parcel Number

Primary APN	`9577952829`
Alternative APNs	`0107092` `107092`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	800 sqft Heated Area
1st Floor Area	576 sqft
Basement Area	144 sqft
Unfinished Basement	144 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Detached
Garage Area	180 sqft

Exterior Amenities

Porch	Patio
Porch Area	256 sqft
Shed	1 Shed
Shed Area	440 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	107092
Street Address	119 E WALKER ST
City	EAST FLAT ROCK
State	NC
Zip	28726-2235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	107092~R1
Legal Description	SR1815 ON WALKER ST
Legal Subdivision	WANDA MAXWELL PROP
Legal Block	95
Legal Lot Number	2829
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	2
Census Block	2027
Census Tract	931401

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	119 E WALKER ST, EAST FLAT ROCK, NC 28726-2235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 27, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Dec 23, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2025 · Amount on Record
Deed Sale	Dec 23, 2025 · Amount on Record
Prior Sale	Oct 15, 2014 · Amount on Record
Deed Document Number	20251042345
Deed Book / Page	4380 / 639
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	119 E WALKER ST, EAST FLAT ROCK, NC 28726-2235
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042940548
Date	May 27, 2025
Book Page	4294/548
Instrument	1001031440

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Dec 23, 2025
Property Address	119 E WALKER ST, EAST FLAT ROCK, NC 28726-2235
Document Number	0043800639
Book / Page	4380 / 639
Instrument Date	Dec 22, 2025
Instrument	1001042345
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56 MILLS PL, ASHEVILLE, NC 28804-1217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 E WALKER ST, EAST FLAT ROCK, NC 28726-2235

Mortgage

Document Number	1001042346
Date	Dec 23, 2025
Instrument	1001042346

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,600 (-) Land $29,500 Building $144,100
2025	$973.00	$173,600 (-) Land $29,500 Building $144,100
2024	$973.00
2023		$173,600 Land $29,500 Building $144,100	$173,600 Land $29,500 Building $144,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Verizon, Vyve Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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