202 E Ruth Ave, Apt 11, Phoenix, AZ 85020 Property Records

Maricopa County property record for 202 E Ruth Ave, Apt 11, Phoenix, AZ 85020

Property Summary

Property Type	Condominium
Details	2 ba · 952 sqft · built 1982
Lot Size	0.022 acres (992 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jun 2023)
Tax Bill	$455 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`160-51-161`

Property Details

APN / Parcel Number

Primary APN	`160-51-161`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft

Exterior

Year Built	Built 1982
Exterior Material	Wood
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	992 sqft (0.022 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	202 E RUTH AVE APT 11, 11
City	PHOENIX
State	AZ
Zip	85020-3180
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	M-H
Legal Description	RUTHGATE CONDOMINIUM PHASE 1 AMD MCR 236-13 UNIT 0011 TOG W-AN UNDIV 1-12 INT IN THE COMMON ELEMEN TS
Legal Range	03E
Legal Township	03N
Legal Section	32
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	RUTHGATE CONDOMINIUM PHASE 1 AMD
Legal Phase	1
Legal Lot Number	11
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2021
Census Tract	105300

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	202 E RUTH AVE APT 11, 11, PHOENIX, AZ 85020-3180
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 20, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 10, 2020	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Dec 7, 2017	Warranty Deed, Transfer EMPIRE W TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Prior Sale	Sep 10, 2020 · Amount on Record
Deed Document Number	20230320869
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	202 E RUTH AVE APT 11, 11, PHOENIX, AZ 85020-3180
Transaction Type	Mortgage
Record Updated	Feb 9, 2026
Title Company	MAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4232 W MARLETTE AVE, PHOENIX, AZ 85019-1426

Mortgage

Document Number	0000060091
Date	Feb 2, 2026
Instrument	20260060091

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Jul 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 20, 2023
Property Address	202 E RUTH AVE APT 11, 11, PHOENIX, AZ 85020-3180
Document Number	0000320869
Map Reference	MB 236 PG 13
Instrument Date	May 13, 2023
Instrument	20230320869
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	MAGNUS TITLE AGENCY, MAGNUS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 E RUTH AVE # AVE11, AVE11, PHOENIX, AZ 85020-3180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 E RUTH AVE APT 11, 11, PHOENIX, AZ 85020-3180

Mortgage

Document Number	0000320870
Date	Jun 20, 2023
Instrument	20230320870

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 10, 2020
Property Address	202 E RUTH AVE APT 11, 11, PHOENIX, AZ 85020-3180
Document Number	0000845330
Map Reference	MB 236 PG 13
Instrument Date	Aug 19, 2020
Instrument	20200845330
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	TITLE SECURITY AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52 W ORO PL, 52, ORO VALLEY, AZ 85737-7626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 E RUTH AVE APT 11, 11, PHOENIX, AZ 85020-3180

Mortgage

Document Number	0000845331
Date	Sep 10, 2020
Instrument	20200845331

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 7, 2017
Property Address	202 E RUTH AVE APT 11, 11, PHOENIX, AZ 85020-3180
Document Number	0000907766
Instrument Date	Nov 2, 2017
Instrument	907766
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	EMPIRE W TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$69.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	52 W ORO PL ORO VALLEY AZ 857377626, ORO VALLEY, AZ 85737-7626

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Glendale Union High School District (09 - 12)
Elementary School District	Washington Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,560 (+1.22%)	$165,600 (+1.22%) Land $33,100 Building $132,500
2025	$455.00 (+6.06%)
2024		$16,360 (+33.33%)	$163,600 (+33.33%) Land $32,700 Building $130,900
2023	$429.00 (+3.62%)	$12,270 Land $2,450 Building $9,820	$122,700 Land $24,500 Building $98,200
2022	$414.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–1990)
Most Recent Claim	Jul 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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