202 E Ruth Ave, Apt 5, Phoenix, AZ 85020 Property Records

Maricopa County property record for 202 E Ruth Ave, Apt 5, Phoenix, AZ 85020

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 952 sqft · built 1982
Lot Size	0.021 acres (928 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Sep 2025)
Tax Bill	$519 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Oct 2024 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`160-51-155`

Property Details

APN / Parcel Number

Primary APN	`160-51-155`
Alternative APN	`160511559`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Units	13 Units
Stories	1 Story
Building Area	952 sqft Living Area
Gross Area	1,102 sqft
1st Floor Area	952 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	928 sqft (0.021 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	202 E RUTH AVE, 5
City	PHOENIX
State	AZ
Zip	85020-3180
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	M-H
Legal Description	RUTHGATE CONDOMINIUM PHASE 1 AMD MCR 236-13
Legal Range	3E
Legal Township	3N
Legal Section	32
Legal Subdivision	RUTHGATE CONDOMINIUM PHASE 1 AMD
Legal Phase	1
Legal Lot Number	5
Legal Unit	5
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2021
Census Tract	105300

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	202 E RUTH AVE, 5, PHOENIX, AZ 85020-3180
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 25, 2024	Warranty Deed, Transfer OS NATIONAL LLC
Oct 21, 2020	Warranty Deed, Transfer · Conventional Mortgage STARBOARD FINANCIAL MANAGEMENT LLC
Jun 14, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2025 · Amount on Record
Deed Sale	Sep 12, 2025 · Amount on Record
Prior Sale	Oct 25, 2024 · Amount on Record
Deed Document Number	2025526855
Prior Transfer Date	Nov 12, 2015
Prior Transfer Doc	0000818735
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 12, 2025
Property Address	202 E RUTH AVE APT 5, 5, PHOENIX, AZ 85020-3180
Document Number	0000526855
Map Reference	DOC 86-0271302
Instrument Date	Sep 3, 2025
Instrument	20250526855
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1000, RD1000, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 E RUTH AVE APT 5, 5, PHOENIX, AZ 85020-3180
Investor	Possibly a Property Investor

Mortgage

Document Number	0000526856
Date	Sep 12, 2025
Instrument	20250526856

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 25, 2024
Property Address	202 E RUTH AVE APT 5, 5, PHOENIX, AZ 85020-3180
Document Number	0000570829
Map Reference	MB 236 PG 13
Instrument Date	Oct 23, 2024
Instrument	20240570829
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 E RUTH AVE, PHOENIX, AZ 85020-3180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 21, 2020
Property Address	202 E RUTH AVE APT 5, 5, PHOENIX, AZ 85020-3180
Document Number	0001013281
Map Reference	MB 236 PG 13
Instrument Date	Oct 7, 2020
Instrument	20201013281
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	AZ TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 26421, PHOENIX, AZ 85068-6421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 E RUTH AVE APT 5, 5, PHOENIX, AZ 85020-3180

Mortgage

Document Number	0001013282
Date	Oct 21, 2020
Instrument	20201013282

Lender

Name	STARBOARD FINANCIAL MANAGEMENT LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Mortgage

Document Number	0001013283
Date	Oct 21, 2020
Instrument	20201013283

Lender

Name	ARIZONA INDUSTRIAL DEVELOPMENT AUTHORITY
Type	Government Agency
Address	PARADISE VALLEY, AZ 85253

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 14, 2018
Property Address	202 E RUTH AVE APT 5, 5, PHOENIX, AZ 85020-3180
Document Number	0000455238
Instrument Date	May 10, 2018
Instrument	455238
Transaction Type	Transfer
Record Updated	Sep 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9409 N 15TH ST PHOENIX AZ 850202214, PHOENIX, AZ 85020-2214

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Glendale Union High School District (09 - 12)
Elementary School District	Washington Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,560 (+305.09%)	$165,600 (+5.95%) Land $33,100 Building $132,500
2025	$519.00 (+18.76%)	$4,088 (-75.01%)	$156,300 (-4.46%) Land $31,200 Building $125,100
2024	$437.00 (+1.86%)	$16,360	$163,600 Land $32,700 Building $130,900
2023	$429.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–1990)
Most Recent Claim	Jul 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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