112 E Main St, Silver Lake, IN 46982 Property Records

Kosciusko County property record for 112 E Main St, Silver Lake, IN 46982

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,688 sqft · built 1915
Lot Size	0.255 acres (11,086 sqft)
Owner	Individual Name on Record
Last Sale	$219,000 (Jun 2024)
Tax Bill	$2,109 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2013 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`018-719003-70`

Property Details

APN / Parcel Number

Primary APN	`018-719003-70`
Alternative APNs	`43-18-08-400-028.000-014` `00000037690` `1871900370`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,688 sqft Living Area
1st Floor Area	2,688 sqft
Basement Area	1,164 sqft
Unfinished Basement	1,164 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1978
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	11,086 sqft (0.255 acres)
Lot Dimensions	110 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00000037690
Street Address	112 E MAIN ST
City	SILVER LAKE
State	IN
Zip	46982-8842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESID
Legal Description	18-66-62.1 LOT 44 & E PT LOT 43 SHAWS ADD TO SILVER LAKE
Legal Range	6
Legal Township	30
Legal Section	8
Legal Subdivision	SILVER LAKE
Legal Lot Number	44,43
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	LAKE
Census Block Group	3
Census Block	3049
Census Tract	962700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Silver Lake Historic District listed 1992 · 19 contributing resources · NRIS 92001148

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kosciusko County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	112 E MAIN ST, SILVER LAKE, IN 46982-8842
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Jan 3, 2013	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
May 23, 2005	Deed of Trust, Mortgage · FHA Mortgage LOANCITY FORMERLY KNOWN
Jun 3, 2024	Warranty Deed, Transfer · FHA Mortgage TOTAL QUALITY FINANCIAL INC
Dec 13, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 4, 2022	Intrafamily Transfer, Transfer
Oct 19, 2016	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 22, 2016	Warranty Deed, Transfer
Mar 16, 2012	Quit Claim Deed, Transfer Quitclaim
Mar 15, 2012	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2024 · Amount on Record
Deed Sale	Jun 3, 2024 · Amount on Record
Prior Sale	Dec 13, 2022
Deed Document Number	202460003
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	112 E MAIN ST, SILVER LAKE, IN 46982-8842
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026030150
Date	Mar 4, 2026
Instrument	2026030150

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	112 E MAIN ST, SILVER LAKE, IN 46982-8842
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013010165
Date	Jan 3, 2013
Instrument	2013010165

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46825

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Apr 1, 2042

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	112 E MAIN ST, SILVER LAKE, IN 46982-8842
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	200500007136
Date	May 23, 2005
Instrument	200500007136

Lender

Name	LOANCITY FORMERLY KNOWN
Address	SAN JOSE, CA 95123

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2035

Interest

Rate Type	Adjustable Rate

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Jun 3, 2024
Property Address	112 E MAIN ST, SILVER LAKE, IN 46982-8842
Document Number	2024060003
Map Reference	MB 3 PG 370
Instrument Date	May 29, 2024
Instrument	2024060003
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	112 E MAIN ST, SILVER LAKE, IN 46982-8842

Mortgage

Document Number	2024060004
Date	Jun 3, 2024
Instrument	2024060004

Lender

Name	TOTAL QUALITY FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2054

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Dec 13, 2022
Property Address	112 E MAIN ST, SILVER LAKE, IN 46982-8842
Document Number	2022120392
Instrument Date	Dec 13, 2022
Instrument	2022120392
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 146, MENTONE, IN 46539-0146

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSCIUSKO IN
Recording Date	Oct 4, 2022
Property Address	112 E MAIN ST, SILVER LAKE, IN 46982-8842
Document Number	2022100114
Instrument Date	Oct 4, 2022
Instrument	2022100114
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 E MAIN ST, SILVER LAKE, IN 46982-8842
Investor	Possibly a Property Investor

October 2016: Deed, Transfer

Document Type	Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Oct 19, 2016
Property Address	112 E MAIN ST, SILVER LAKE, IN 46982-8842
Document Number	2016100782
Map Reference	MB3 PG370
Instrument Date	Oct 14, 2016
Instrument	2016100782
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 E MAIN ST, SILVER LAKE, IN 46982-8842
Investor	Possibly a Property Investor

April 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Apr 22, 2016
Property Address	112 E MAIN ST, SILVER LAKE, IN 46982-8842
Document Number	2016040785
Map Reference	MB3 PG370
Instrument Date	Apr 21, 2016
Instrument	2016040785
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 247, AKRON, IN 46910-0247
Investor	Possibly a Property Investor

March 2012: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Mar 16, 2012
Property Address	112 E MAIN ST, SILVER LAKE, IN 46982-8842
Document Number	2012030804
Instrument Date	Mar 9, 2012
Instrument	2012030804
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 E MAIN ST, SILVER LAKE, IN 46982-8842

March 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Mar 15, 2012
Property Address	112 E MAIN ST, SILVER LAKE, IN 46982-8842
Document Number	2012030732
Instrument Date	Mar 9, 2012
Instrument	2012030732
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 E MAIN ST, SILVER LAKE, IN 46982-8842

Mortgage

Document Number	2012030733
Date	Mar 15, 2012
Instrument	2012030733

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46825

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2042

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Lake Township
Municipality	Silver Lake Town
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,109.00 (+30.59%) Homeowner's exemption	$227,200 (+52.48%) Land $21,500 Building $205,700	$227,200 (+52.48%) Land $21,500 Building $205,700
2024	$1,615.00 (+2.09%)
2023	$1,582.00 (+10.71%)	$149,000 (+7.89%) Land $13,700 Building $135,300	$149,000 (+7.89%) Land $13,700 Building $135,300
2022	$1,429.00 Homeowner's exemption	$138,100 Land $9,200 Building $128,900	$138,100 Land $9,200 Building $128,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1982–2008)
Most Recent Claim	Jan 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILVER LAKE WATER WORKS serves 1,030 people · EPA ID IN5243021
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
RTC Communications Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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