202 E Bruce Ave, Dayton, OH 45405 Property Records

Montgomery County property record for 202 E Bruce Ave, Dayton, OH 45405

Property Summary

Property Type	Garden / Court Apartments (5+ Units)
Details	4 bd · 1 ba · 5,088 sqft · built 1949
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Tax Bill	$3,395 (2024)
Deeds & Mortgages	May 2022 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R72 10909 0040`

Property Details

APN / Parcel Number

Primary APN	`R72 10909 0040`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	12 Rooms
Units	4 Units
Stories	2 Stories
Building Area	5,088 sqft Total Area
1st Floor Area	1,696 sqft
2nd Floor Area	1,696 sqft
Basement Area	1,696 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Exterior Material	Brick Veneer
Construction Type	Wood
Lot Area	6,970 sqft
Lot Dimensions	138 ft deep x 49 ft wide
Garage Type	Detached
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	202 E BRUCE AVE
City	DAYTON
State	OH
Zip	45405-2647
Property Category	Commercial
Property Type	Residential > Multi-Unit > Garden / Court Apartments (5+ Units)
Legal Description	45920
Legal Subdivision	CITY/DAYTON REV
Legal Lot Number	40
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	2
Census Block	2005
Census Tract	1100

Owner

Source: Montgomery County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	202 E BRUCE AVE, DAYTON, OH 45405-2647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Dec 10, 2020	Warranty Deed, Transfer · VA Mortgage USAA FED'L SVGS BK
Apr 27, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 1, 2024
Deed Sale	Aug 1, 2024
Prior Sale	Dec 10, 2020 · Amount on Record
Deed Document Number	2024-00039782
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	202 E BRUCE AVE, DAYTON, OH 45405-2647
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030469
Date	May 9, 2022
Instrument	2022-00030469

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 25, 2047

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 10, 2020
Property Address	202 E BRUCE AVE, DAYTON, OH 45405-2647
Document Number	0000074894
Instrument Date	Nov 16, 2020
Instrument	74894
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	STERLING LAND TITLE AGENCY INC, STERLING LAND TITLE AGCY INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 E BRUCE AVE DAYTON OH 454052647, DAYTON, OH 45405-2647

Mortgage

Document Number	74895
Date	Dec 10, 2020
Instrument	74895

Lender

Name	USAA FED'L SVGS BK
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 27, 2018
Property Address	202 E BRUCE AVE, DAYTON, OH 45405-2647
Document Number	0000024486
Instrument Date	Feb 19, 2018
Instrument	24486
Transaction Type	Transfer
Record Updated	May 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8900 N DIXIE DR DAYTON OH 454141806, DAYTON, OH 45414-1806

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,940 (-) Land $3,890 Building $30,050
2024	$3,395.00 (+3.41%)
2023	$3,283.00 (+30.69%)	$33,940 (+48.02%) Land $3,890 Building $30,050	$96,960 (+48.01%) Land $11,100 Building $85,860
2022	$2,512.00	$22,930 Land $2,630 Building $20,300
2020			$65,510 Land $7,500 Building $58,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 783 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Cincinnati Bell, T-Mobile USA.

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