202 Crossbar Ln, Elgin, SC 29045 Property Records

Richland County property record for 202 Crossbar Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,920 sqft · built 2021
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$402,500 (Aug 2022)
Tax Bill	$2,589 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28914-05-03`

Property Details

APN / Parcel Number

Primary APN	`28914-05-03`
Alternative APNs	`R28914-05-03` `02166934`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,920 sqft Heated Area
Gross Area	3,496 sqft
1st Floor Area	1,265 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	7,405 sqft (0.17 acres)
Garage Area	420 sqft
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02166934
Street Address	202 CROSSBAR LN
City	ELGIN
State	SC
Zip	29045-9860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 67 60X126.3X60X124.4 #SU CROSSBRIDGE PH 1 #PR RB2442-428
Legal Subdivision	CROSSBRIDGE
Legal Lot Number	60,67
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2089
Census Tract	11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	202 CROSSBAR LN, ELGIN, SC 29045-9860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Oct 1, 2021	Survivorship Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 8, 2021	Deed, Transfer JAMES F PODELL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2022 · Amount on Record
Deed Sale	Aug 12, 2022 · Amount on Record
Prior Sale	Oct 1, 2021 · Amount on Record
Deed Document Number	202245872
Deed Book / Page	2770 / 2098
Record Updated	Sep 20, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Aug 12, 2022
Property Address	202 CROSSBAR LN, ELGIN, SC 29045-9860
Document Number	0027702098
Book / Page	2770 / 2098
Map Reference	MB 2442 PG 428
Instrument Date	Aug 12, 2022
Instrument	2022045872
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,046.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	202 CROSSBAR LN, ELGIN, SC 29045-9860

Mortgage

Document Number	2022045873
Date	Aug 12, 2022
Instrument	2022045873

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

October 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 1, 2021
Property Address	202 CROSSBAR LN, ELGIN, SC 29045-9860
Document Number	0026720912
Book / Page	2672 / 912
Map Reference	MB 2442 PG 428
Instrument Date	Oct 1, 2021
Instrument	2021066089
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	202 CROSSBAR LN, ELGIN, SC 29045-9860

Mortgage

Document Number	2021066099
Date	Oct 1, 2021
Instrument	2021066099

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Jun 8, 2021
Property Address	202 CROSSBAR LN, ELGIN, SC 29045-9860
Document Number	0026261623
Book / Page	2626 / 1623
Map Reference	MB 2442 PG 428
Instrument Date	May 12, 2021
Instrument	2021035953
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$963.85
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 PONTIAC BUSINESS CENTER DR # 102, 102, ELGIN, SC 29045-7123

Mortgage

Document Number	0026293140
Date	Jun 14, 2021
Book Page	2629/3140
Instrument	2021038264

Lender

Name	JAMES F PODELL
Type	Private Party
Address	PO BOX 279, ELGIN, SC 29045

Agreement

Amount	Amount Recorded
Term	11 Months
Due	May 26, 2022

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,589.00 (-25.28%)	$294,400 (+2,677.36%) Land $50,000 Building $244,400	$294,400 (+11.09%) Land $50,000 Building $244,400
2023	$3,465.00 (+95.43%)	$10,600 (+253.33%)	$265,000 (+43%)
2021	$1,773.00	$3,000	$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Crossbar Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures