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202 Columbia Ave, Waterloo, IL 62298 Property Records

Monroe County property record for 202 Columbia Ave, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,056 sqft · built 1945
Lot Size0.14 acres (6,253 sqft)
Owner2 Individual Names on File
Last Sale$190,000 (Jun 2024)
Tax Bill$3,020 (2025)
Deeds & MortgagesNov 2023 Sale
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-24-449-029-000

Property Details

APN / Parcel Number

Primary APN07-24-449-029-000
Alternative APN
  • 07241940100400 00

Interior

Bedrooms2 Beds
Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area1,056 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Construction TypeFrame
Foundation TypeRaised
Lot Area6,253 sqft (0.14 acres)
Lot Dimensions125 ft deep x 49 ft wide
Garage Area336 sqft
DrivewayAsphalt Driveway
Driveway Area1,000 sqft
Parking Spaces1 Parking Space
Deck Area48 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address202 COLUMBIA AVE
CityWATERLOO
StateIL
Zip62298-1024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWR3
Legal DescriptionPART LOT 3 PAUTLER HEIGHTS #1
Legal Range10W
Legal Township02S
Legal Section24
Legal SubdivisionPAUTLER HEIGHTS
Legal Lot Number3
JurisdictionMONROE IL
Township / Civil Division31
Census Block Group3
Census Block3004
Census Tract600401

Owner

202 Columbia Ave is owned and occupied by two individuals who bought it in June 2024.

Source: Monroe County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address202 COLUMBIA AVE, WATERLOO, IL 62298-1024
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2023Deed, Transfer
ATTORNEY ONLY, ATTORNEY
May 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2024 · Amount on File
Deed SaleJun 14, 2024 · Amount on File
Prior SaleNov 17, 2023 · Amount on File
Deed Document Number2024433500
Record UpdatedOct 29, 2026

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionMONROE IL
Recording DateNov 17, 2023
Property Address202 COLUMBIA AVE, WATERLOO, IL 62298-1024
Document Number0000431211
Map ReferenceMB A PG 194
Instrument DateNov 15, 2023
Instrument431211
Transaction TypeTransfer
Record UpdatedDec 6, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$168.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address623 HAMACHER ST APT 213, 213, WATERLOO, IL 62298-1775

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address10702 LEVEE RD, COLUMBIA, IL 62236-3712

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address202 COLUMBIA AVE, WATERLOO, IL 62298-1024
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000407880
DateMay 11, 2020
Instrument407880
Lender
NameFIRST NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueMay 10, 2040
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 202 Columbia Ave was $3,020, up 10.1% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,020.00 (+10.1%)$49,130 Land $15,840 Building $33,290$147,390 Land $47,520 Building $99,870
2024$2,743.00
2022Homeowner's exemption Senior Citizen's exemption Additional exemption filed$43,500 Land $14,820 Building $28,680$130,500 Land $44,460 Building $86,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 202 Columbia Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Columbia Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO
serves 10,190 people · EPA ID IL1330300
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Harrisonville Telephone Company
DSL · Fiber in parts of the area		100 / 20

May also be available: Wisper ISP.

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