106 Columbia Ave, Waterloo, IL 62298 Property Records

Monroe County property record for 106 Columbia Ave, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 480 sqft · built 1938
Lot Size	0.06 acres (2,540 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jun 2026)
Tax Bill	$1,995 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-24-449-032-000`

Property Details

APN / Parcel Number

Primary APN	`07-24-449-032-000`
Alternative APN	`07241940100100 00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	480 sqft Living Area
1st Floor Area	480 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Construction Type	Frame
Lot Area	2,540 sqft (0.06 acres)
Lot Dimensions	50 ft deep x 47 ft wide
Porch	Porch
Porch Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	106 COLUMBIA AVE
City	WATERLOO
State	IL
Zip	62298-1022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 1B PAUTLER HEIGHTS #1
Legal Range	10W
Legal Township	02S
Legal Section	24
Legal Subdivision	PAUTLER HEIGHTS 1
Legal Lot Number	1B
Jurisdiction	MONROE IL
Township / Civil Division	31
Census Block Group	3
Census Block	3004
Census Tract	600401

Owner

106 Columbia Ave is owned by an individual who bought it in June 2026.

Source: Monroe County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2587 LAKESHORE DR, COLUMBIA, IL 62236-2603
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Special Warranty Deed, Transfer · Conventional Mortgage US BANK
Feb 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 9, 2017	Warranty Deed, Transfer COLUMBIA TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on File
Deed Sale	Jun 18, 2026 · Amount on File
Deed Document Number	2026443119
Prior Transfer Date	Jan 1, 2019
Prior Transfer Doc	0000400091
Record Updated	Oct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jun 18, 2026
Property Address	106 COLUMBIA AVE, WATERLOO, IL 62298-1022
Document Number	0000443119
Instrument Date	Jun 15, 2026
Instrument	2026443119
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,695.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2587 LAKESHORE DR, COLUMBIA, IL 62236-2603

Mortgage

Document Number	0000443119,
Date	Jun 18, 2026
Instrument	2026443119

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.25%
Initial Type	Fixed Rate
Max Rate	-1%

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Feb 25, 2019
Property Address	106 COLUMBIA AVE, WATERLOO, IL 62298-1022
Document Number	0000400091
Instrument Date	Jan 1, 2019
Instrument	400091
Transaction Type	Transfer
Record Updated	Mar 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	106 COLUMBIA AVE WATERLOO IL 622981022, WATERLOO, IL 62298-1022

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Aug 9, 2017
Property Address	106 COLUMBIA AVE, WATERLOO, IL 62298-1022
Document Number	0000391345
Instrument Date	Aug 8, 2017
Instrument	391345
Transaction Type	Transfer
Record Updated	Aug 17, 2017
Title Company	COLUMBIA TITLE

Transaction

Amount	Amount on Record
Tax	$71.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 COLUMBIA AVE WATERLOO IL 622981022, WATERLOO, IL 62298-1022

Tax Assessment & Valuation

The 2025 property tax bill for 106 Columbia Ave was $1,995, up 7% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,995.00 (+7.03%)	$32,700 (+3.8%) Land $15,840 Building $16,860	$98,100 (+3.8%) Land $47,520 Building $50,580
2024	$1,864.00	$31,503 Land $15,630 Building $15,873	$94,509 Land $46,890 Building $47,619
2022		$30,360 Land $14,820 Building $15,540	$91,080 Land $44,460 Building $46,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 106 Columbia Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Columbia Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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