202 Cherry St, Mount Carmel, TN 37645 Property Records

Hawkins County property record for 202 Cherry St, Mount Carmel, TN 37645

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,072 sqft · built 1968
Lot Size	0.516 acres (22,478 sqft)
Owner	2 Individual Names on Record
Last Sale	$108,450 (Aug 2020)
Tax Bill	$552 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`022P-F-004.00`

Property Details

APN / Parcel Number

Primary APN	`022P-F-004.00`
Alternative APNs	`07022PF022P00400` `037022P F 00400`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,072 sqft Living Area
Gross Area	2,096 sqft
1st Floor Area	2,072 sqft
Basement Area	304 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1991
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,478 sqft (0.516 acres)
Lot Dimensions	150 ft deep x 150 ft wide
Porch	Stoop
Porch Area	24 sqft
Utility Building	336 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	202 CHERRY ST
City	MOUNT CARMEL
State	TN
Zip	37645-3814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALTERS ADD PB: CAB1 PG: 126A BLK: 6 LOT: 8 ALSO LOTS 9; 10 150 X 150
Legal Subdivision	WALTERS ADD
Legal Block	6
Legal Lot Number	8
Jurisdiction	HAWKINS TN
Township / Civil Division	1
Census Block Group	3
Census Block	3007
Census Tract	50602

Owner

Source: Hawkins County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 CHERRY ST, MOUNT CARMEL, TN 37645-3814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit EASTMAN CREDIT UNION
Mar 30, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 31, 2020	Special Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Apr 1, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Prior Sale	Apr 1, 2019 · Amount on Record
Deed Document Number	20205949
Deed Book / Page	1364 / 858
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWKINS TN
Recording Date	Jul 7, 2026
Property Address	202 CHERRY ST, MOUNT CARMEL, TN 37645-3814
Document Number	0000004321
Book / Page	1654 / 864
Instrument Date	Jul 1, 2026
Instrument	20264321
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 CHERRY ST, MOUNT CARMEL, TN 37645-3814

Mortgage

Document Number	0000004321,
Date	Jul 7, 2026
Book Page	1654/864
Instrument	20264321

Lender

Name	EASTMAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.48%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWKINS TN
Property Address	202 CHERRY ST, MOUNT CARMEL, TN 37645-3814
Transaction Type	Mortgage
Record Updated	Apr 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB1455354
Date	Mar 30, 2022
Book Page	1455/354
Instrument	22002590

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HAWKINS TN
Recording Date	Aug 31, 2020
Property Address	202 CHERRY ST, MOUNT CARMEL, TN 37645-3814
Document Number	RB1364858
Book / Page	1364 / 858
Map Reference	MB 1 PG 328
Instrument Date	Aug 26, 2020
Instrument	20005949
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$401.27
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 WOODWARD AVE, DETROIT, MI 48226-3573

Mortgage

Document Number	RB20005950
Date	Aug 31, 2020
Instrument	20005950

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAWKINS TN
Recording Date	Apr 1, 2019
Property Address	202 CHERRY ST, MOUNT CARMEL, TN 37645-3814
Document Number	RB1302744
Book / Page	001302 / 000744
Instrument Date	Mar 28, 2019
Instrument	1868
Transaction Type	Foreclosure
Record Updated	Apr 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$322.34
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2050 PARKWAY RIVER RD HOOVER AL 35244, HOOVER, AL 35244

Tax Assessment & Valuation

Source: Hawkins County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hawkins County
Municipality	Mount Carmel Town
Unified School District	Hawkins County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,700 (-) Land $5,750 Building $28,950	$138,800 (-) Land $23,000 Building $115,800
2024	$552.00
2023		$34,700 Land $5,750 Building $28,950
2021			$138,800 Land $23,000 Building $115,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2010–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF HAWKINS COUNTY serves 19,972 people · EPA ID TN0000109
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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