149 Cherry St, Mount Carmel, TN 37645 Property Records

Hawkins County property record for 149 Cherry St, Mount Carmel, TN 37645

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,304 sqft · built 2015
Lot Size	96 acres (4,181,760 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Apr 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`037022P D 00505`

Property Details

APN / Parcel Number

Primary APN	`037022P D 00505`
Alternative APN	`022P D 00505`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,304 sqft Living Area
1st Floor Area	1,304 sqft
Basement Area	1,304 sqft
Finished Basement	498 sqft
Unfinished Basement	806 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,181,760 sqft (96 acres)
Lot Dimensions	162 ft deep x 86 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	149 CHERRY ST
City	MOUNT CARMEL
State	TN
Zip	37645-3813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:13 DIST:07 CITY/MUNI/TWP:MOUNT CARMEL SUBD:WALTERS ADD MAP REF:022P
Legal Subdivision	WALTERS ADD
Legal Lot Number	13
Jurisdiction	HAWKINS TN
Township / Civil Division	1
Census Block Group	3
Census Block	3025
Census Tract	50602

Owner

Source: Hawkins County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	149 CHERRY ST, MOUNT CARMEL, TN 37645-3813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 24, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 1, 2018	Quit Claim Deed, Transfer · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Jan 12, 2015 · Amount on Record
Last Transfer Date	Jun 1, 2018
Transfer Doc	RB1273553
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWKINS TN
Property Address	149 CHERRY ST, MOUNT CARMEL, TN 37645-3813
Transaction Type	Mortgage
Record Updated	May 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RB1399826
Date	Apr 20, 2021
Book Page	1399/826
Instrument	21003051

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jun 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWKINS TN
Property Address	149 CHERRY ST, MOUNT CARMEL, TN 37645-3813
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RB1346876
Date	Apr 24, 2020
Book Page	1346/876
Instrument	20002664

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAWKINS TN
Recording Date	Jun 1, 2018
Property Address	149 CHERRY ST, MOUNT CARMEL, TN 37645-3813
Document Number	RB1273553
Book / Page	001273 / 000553
Instrument Date	May 25, 2018
Instrument	3124
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	RELIABLE TITLE AND ESCROW LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	149 CHERRY ST MOUNT CARMEL TN 376453813, MOUNT CARMEL, TN 37645-3813

Mortgage

Document Number	RB1273555
Date	Jun 1, 2018
Book Page	001273/000555
Instrument	3125

Lender

Name	STEARNS LNDG
Address	SANTA ANA, TN 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2048

Tax Assessment & Valuation

Source: Hawkins County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hawkins County
Municipality	Mount Carmel Town
Unified School District	Hawkins County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$44,675 (-) Land $4,325 Building $40,350
2023	$44,675 Land $4,325 Building $40,350
2021		$178,700 Land $17,300 Building $161,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2010–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF HAWKINS COUNTY serves 19,972 people · EPA ID TN0000109
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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