202 3rd St, Colo, IA 50056 Property Records

Story County property record for 202 3rd St, Colo, IA 50056

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,021 sqft · built 1906
Lot Size0.626 acres (27,269 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (Sep 2022)
Tax Bill$3,738 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Sep 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-08-220-125

Property Details

APN / Parcel Number

Primary APN12-08-220-125

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,021 sqft Living Area
1st Floor Area891 sqft
Basement Area446 sqft
Unfinished Basement446 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1906
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area27,269 sqft (0.626 acres)
Lot Dimensions237 ft deep x 115 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area232 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address202 3RD ST
CityCOLO
StateIA
Zip50056-7746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOT PARCEL K BLK 3 & LOT 1 NW NE SEC 8 & BLAIRS SL1 OLA SLIDE 30 PG 2
Legal Range21W
Legal Township83N
Legal Section08
Legal SubdivisionORIGINAL TOWN
Legal Block3
Legal Lot Number1
JurisdictionSTORY IA
Township / Civil DivisionNEW ALBANY
Census Block Group3
Census Block3009
Census Tract10200

Owner

Source: Story County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address202 3RD ST, COLO, IA 50056-7746
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2024Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Sep 12, 2022Deed of Trust, Mortgage · FHA Mortgage
MIDWEST FAMILTY LENDING CORP
Dec 30, 2022Deed of Trust, Mortgage · FHA Mortgage
MIDWES FAMILY LENDING CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 12, 2022 · Amount on Record
Deed SaleSep 12, 2022 · Amount on Record
Prior SaleAug 31, 2012 · Amount on Record
Deed Document Number20229093
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address202 3RD ST, COLO, IA 50056-7746
Transaction TypeMortgage
Record UpdatedMar 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 3RD ST, COLO, IA 50056-7746

Mortgage

Document Number0202400712
DateFeb 7, 2024
Instrument2024-00712
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term344 Months
DueOct 1, 2052

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address202 3RD ST, COLO, IA 50056-7746
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202209094
DateSep 12, 2022
Instrument2022-09094
Lender
NameMIDWEST FAMILTY LENDING CORP
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052
Interest
Rate TypeFixed Rate

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address202 3RD ST, COLO, IA 50056-7746
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202211973
DateDec 30, 2022
Instrument2022-11973
Lender
NameMIDWES FAMILY LENDING CORP
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityColo City
CountyStory County
Unified School DistrictColo-NESCO Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,738.00$227,000 (+10.19%) Land $46,200 Building $180,800$227,000 (+10.19%) Land $46,200 Building $180,800
2024$3,738.00 (+11.32%)
2023$206,000 Land $37,500 Building $168,500$206,000 Land $37,500 Building $168,500
2022$3,358.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLO WATER SUPPLY
serves 853 people · EPA ID IA8520061
Water SourcePurchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State InspectionApr 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Colo Telephone Company
Fiber
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

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