20198 Efird Rd, Albemarle, NC 28001 Property Records

Stanly County property record for 20198 Efird Rd, Albemarle, NC 28001

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,152 sqft · built 1935
Lot Size1.11 acres (48,352 sqft)
OwnerIndividual Name on Record
Last Sale$179,000 (Nov 2021)
Tax Bill$451 (2023)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN651604716377

Property Details

APN / Parcel Number

Primary APN651604716377
Alternative APNs
  • 1536366
  • 18123

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,152 sqft Finished Area
FlooringWood
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Exterior MaterialAluminum/Vinyl
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area48,352 sqft (1.11 acres)
PorchPorch
Porch Area188 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1536366
Street Address20198 EFIRD RD
CityALBEMARLE
StateNC
Zip28001-9065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE 20198 EFIRD RD 651600232
JurisdictionSTANLY NC
Township / Civil DivisionENDY
Census Block Group3
Census Block3013
Census Tract930700

Owner

Source: Stanly County records, as of October 2, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address20198 EFIRD RD, ALBEMARLE, NC 28001-9065
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2021 · Amount on Record
Deed SaleNov 5, 2021 · Amount on Record
Deed Document Number0001764180
Deed Book / Page1764 / 180
Record UpdatedJun 7, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateNov 5, 2021
Property Address20198 EFIRD RD, ALBEMARLE, NC 28001-9065
Document Number0000439859
Book / Page1764 / 180
Instrument DateNov 3, 2021
Instrument439859
Transaction TypeTransfer
Record UpdatedJan 5, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$358.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20198 EFIRD RD, 20198, ALBEMARLE, NC 28001-9065

Transferred To (Grantee/Buyer)

NameVerified Name
Address1290 INDEPENDENCE CHURCH RD, EMPORIA, VA 23847-5506

Mortgage

Document Number0000439860
DateNov 5, 2021
Instrument439860
Lender
NameUWHARRIE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$451.00$63,521 Land $19,270 Building $44,251$63,521 Land $19,270 Building $44,251

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Efird Rd

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