20085 Efird Rd, Albemarle, NC 28001 Property Records

Stanly County property record for 20085 Efird Rd, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,975 sqft · built 1979
Lot Size	7.69 acres (334,976 sqft)
Owner	2 Individual Names on Record
Last Sale	$197,500 (Nov 2015)
Tax Bill	$2,355 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`651502798924`

Property Details

APN / Parcel Number

Primary APN	`651502798924`
Alternative APNs	`1537018` `14333`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,975 sqft Finished Area
Basement Area	1,975 sqft
Unfinished Basement	1,975 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Combination
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	334,976 sqft (7.69 acres)
Garage Type	Attached
Garage Area	299 sqft
Porch	Porch
Porch Area	364 sqft
Deck Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	1537018
Street Address	20085 EFIRD RD
City	ALBEMARLE
State	NC
Zip	28001-9066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 20085 EFIRD RD 651500002
Jurisdiction	STANLY NC
Township / Civil Division	ENDY
Census Block Group	3
Census Block	3026
Census Tract	930700

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1896 NC HIGHWAY 731 W, MOUNT GILEAD, NC 27306-8620
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Dec 16, 2021	Warranty Deed, Transfer · Conventional Mortgage UWHARRIE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2015 · Amount on Record
Deed Sale	Nov 18, 2015 · Amount on Record
Deed Document Number	2015376875
Deed Book / Page	1545 / 322
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Dec 20, 2021
Property Address	20085 EFIRD RD, ALBEMARLE, NC 28001-9066
Document Number	0000441507
Book / Page	1769 / 269
Instrument Date	Dec 17, 2021
Instrument	441507
Transaction Type	Transfer
Record Updated	Feb 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20085 WHITLEY ROAD, 20085, ALBEMARLE, NC 28001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1896 NC HIGHWAY 731 W, MOUNT GILEAD, NC 27306-8620

Mortgage

Document Number	0000441508
Date	Dec 20, 2021
Instrument	441508

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Dec 16, 2021
Property Address	20085 EFIRD RD, ALBEMARLE, NC 28001-9066
Document Number	0000441383
Book / Page	1768 / 1322
Instrument Date	Dec 16, 2021
Instrument	441383
Transaction Type	Transfer
Record Updated	Feb 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1656, CAROLINA BEACH, NC 28428-1656

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20085 EFIRD RD, ALBEMARLE, NC 28001-9066

Mortgage

Document Number	0000441246
Date	Dec 16, 2021
Instrument	441246

Lender

Name	UWHARRIE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,355.00 (+43.69%)	$373,940 (+61.99%) Land $98,555 Building $275,385	$373,940 (+61.99%) Land $98,555 Building $275,385
2023	$1,639.00	$230,845 Land $64,907 Building $165,938	$230,845 Land $64,907 Building $165,938

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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