20198 E Rosa Rd, Queen Creek, AZ 85142 Property Records

Maricopa County property record for 20198 E Rosa Rd, Queen Creek, AZ 85142

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,402 sqft · built 2014
Lot Size	0.216 acres (9,400 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Nov 2025)
Tax Bill	$3,448 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-89-795`

Property Details

APN / Parcel Number

Primary APN	`304-89-795`
Alternative APN	`304897956`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	4,402 sqft Living Area
Gross Area	4,597 sqft
1st Floor Area	2,027 sqft
2nd Floor Area	2,375 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	9,400 sqft (0.216 acres)
View / Lot	Corner
Parking Spaces	4 Parking Spaces
Patio Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20198 E ROSA RD
City	QUEEN CREEK
State	AZ
Zip	85142-9813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	VICTORIA PARCELS 11 & 11A MCR 1146-04
Legal Range	7E
Legal Township	2S
Legal Section	16
Legal Subdivision	VICTORIA PARCELS 11 & 11A
Legal Lot Number	113
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	3
Census Block	3003
Census Tract	816800

Owner

20198 E Rosa Rd is owned and occupied by two individuals who bought it in November 2025.

Source: Maricopa County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20198 E ROSA RD, QUEEN CREEK, AZ 85142-9813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 21, 2025	Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC
Sep 29, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2025 · Amount on File
Deed Sale	Nov 21, 2025 · Amount on File
Prior Sale	Sep 29, 2023 · Amount on File
Deed Document Number	2025675794
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	20198 E ROSA RD, QUEEN CREEK, AZ 85142-9813
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20198 E ROSA RD, QUEEN CREEK, AZ 85142-9813

Mortgage

Document Number	0000405034
Date	Apr 12, 2021
Instrument	20210405034

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 21, 2025
Property Address	20198 E ROSA RD, QUEEN CREEK, AZ 85142-9813
Document Number	0000675794
Map Reference	MB 1146 PG 4
Instrument Date	Nov 20, 2025
Instrument	20250675794
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	CHICAGO TITLE AGENCY/NV INC, CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20198 E ROSA RD, QUEEN CREEK, AZ 85142-9813

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	20198 E ROSA RD, QUEEN CREEK, AZ 85142-9813

Mortgage

Document Number	0000675795
Date	Nov 21, 2025
Instrument	20250675795

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 29, 2023
Property Address	20198 E ROSA RD, QUEEN CREEK, AZ 85142-9813
Document Number	0000509835
Map Reference	MB 1146 PG 4
Instrument Date	Sep 22, 2023
Instrument	20230509835
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20198 E ROSA RD, QUEEN CREEK, AZ 85142-9813

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20198 E ROSA RD, QUEEN CREEK, AZ 85142-9813

Mortgage

Document Number	0000509836
Date	Sep 29, 2023
Instrument	20230509836

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 20198 E Rosa Rd was $3,448.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Queen Creek Town
Unified School District	Queen Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,200 (+74.79%)	$662,000 (-3.5%) Land $132,400 Building $529,600
2025	$3,448.00	$37,875 (-45.12%)	$686,000 (-0.59%) Land $137,200 Building $548,800
2024		$69,010 (+19.58%)	$690,100 (+19.58%) Land $138,000 Building $552,100
2023	$3,658.00 (+0.3%)	$57,710 Land $11,540 Building $46,170	$577,100 Land $115,400 Building $461,700
2022	$3,647.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20198 E Rosa Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20198 E Rosa Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF QUEEN CREEK private · serves 95,502 people · EPA ID AZ0407033
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on E Rosa Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures