20195 E Rosa Rd, Queen Creek, AZ 85142 Property Records

Maricopa County property record for 20195 E Rosa Rd, Queen Creek, AZ 85142

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,459 sqft · built 2015
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$322,989 (Apr 2015)
Tax Bill	$2,455 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2023 Second Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-89-800`

Property Details

APN / Parcel Number

Primary APN	`304-89-800`
Alternative APN	`304898008`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,459 sqft Living Area
Gross Area	2,639 sqft
1st Floor Area	2,459 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	8,400 sqft (0.193 acres)
Parking Spaces	3 Parking Spaces
Pool Area	450 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20195 E ROSA RD
City	QUEEN CREEK
State	AZ
Zip	85142-9806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	VICTORIA PARCELS 11 & 11A MCR 1146-04
Legal Range	7E
Legal Township	2S
Legal Section	16
Legal Subdivision	VICTORIA PARCELS 11 & 11A
Legal Lot Number	118
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	3
Census Block	3003
Census Tract	816800

Owner

20195 E Rosa Rd is owned and occupied by two individuals who bought it in April 2015.

Source: Maricopa County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20195 E ROSA RD, QUEEN CREEK, AZ 85142-9806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · VA Mortgage US MORTGAGE CAPITAL INC
Jun 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jul 15, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Dec 13, 2021	Deed of Trust, Mortgage · VA Mortgage E MORTGAGE CAPITAL INC
May 1, 2020	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2015 · Amount on File
Deed Sale	Apr 10, 2015 · Amount on File
Deed Document Number	2015248547
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	May 26, 2026
Property Address	20195 E ROSA RD, QUEEN CREEK, AZ 85142-9806
Document Number	0000314605
Instrument Date	May 20, 2026
Instrument	2026314605
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	AMERICAN LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20195 E ROSA RD, QUEEN CREEK, AZ 85142-9806
Investor	Possibly a Property Investor

Mortgage

Document Number	0000314605,
Date	May 26, 2026
Instrument	2026314605

Lender

Name	US MORTGAGE CAPITAL INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Jun 1, 2053

Interest

Rate	6.23%
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	20195 E ROSA RD, QUEEN CREEK, AZ 85142-9806
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20195 E ROSA RD, QUEEN CREEK, AZ 85142-9806
Investor	Possibly a Property Investor

Mortgage

Document Number	0000330884
Date	Jun 26, 2023
Instrument	20230330884

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2043

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	20195 E ROSA RD, QUEEN CREEK, AZ 85142-9806
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20195 E ROSA RD, QUEEN CREEK, AZ 85142-9806

Mortgage

Document Number	0000532812
Date	Jul 15, 2019
Instrument	20190532812

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	20195 E ROSA RD, QUEEN CREEK, AZ 85142-9806
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20195 E ROSA RD, QUEEN CREEK, AZ 85142-9806

Mortgage

Document Number	0001313957
Date	Dec 13, 2021
Instrument	20211313957

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	20195 E ROSA RD, QUEEN CREEK, AZ 85142-9806
Document Number	0000445384
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	20195 E ROSA RD QUEEN CREEK AZ 851429806, QUEEN CREEK, AZ 85142-9806

Mortgage

Document Number	0000445384
Date	May 26, 2020
Instrument	445384

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20195 E Rosa Rd was $2,455.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Queen Creek Town
Unified School District	Queen Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,960 (+76.21%)	$539,600 (-4.68%) Land $107,900 Building $431,700
2025	$2,455.00	$30,623 (-46.58%)	$566,100 (-1.24%) Land $113,200 Building $452,900
2024		$57,320	$573,200 Land $114,600 Building $458,600
2023	$2,646.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20195 E Rosa Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20195 E Rosa Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF QUEEN CREEK private · serves 95,502 people · EPA ID AZ0407033
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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