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2019 Emerald Loft Cir, Katy, TX 77450 Property Records

Harris County property record for 2019 Emerald Loft Cir, Katy, TX 77450 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 4,764 sqft · built 1997
Lot Size0.239 acres (10,395 sqft)
OwnerIndividual Name on File
Last Sale$483,800 (Sep 2007)
Tax Bill$5,994 (2025)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN118-863-003-0022

Property Details

APN / Parcel Number

Primary APN118-863-003-0022

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms11 Rooms
Stories1 Story
Building Area4,764 sqft Living Area
1st Floor Area2,777 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeFrame
Lot Area10,395 sqft (0.239 acres)
View / LotPrimary
Garage TypeDetached
Garage Area567 sqft
Parking Spaces2 Parking Spaces
Pool Area576 sqft
PorchOpen Frame Porch
Porch Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1188630030022
Street Address2019 EMERALD LOFT CIR
CityKATY
StateTX
Zip77450-7624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 22 BLK 3 CINCO RANCH N LAKE VLG SEC 11
Legal SubdivisionCINCO RANCH N LAKE VLG SEC 11
Legal Block3
Legal Lot Number22
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1007
Census Tract455000

Owner

Source: Harris County records · APN 118-863-003-0022

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2019 EMERALD LOFT CIR, KATY, TX 77450-7624
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 06, 2007 · Amount on Record
Deed SaleSep 06, 2007 · Amount on Record
Prior SaleSep 25, 2003 · Amount on Record
Deed Document Number2007548274
Deed Book / Page4954 / 1517
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address2019 EMERALD LOFT CIR, KATY, TX 77450-7624
Transaction TypeMortgage
Record UpdatedFeb 07, 2023
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028692
DateJan 22, 2020
Instrument2020-028692
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term359 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,994.00 (+6.39%) Homeowner's exemption$699,629 (+3.34%) Land $117,774 Building $581,855$699,629 (+3.34%) Land $117,774 Building $581,855
2024$5,634.00 (+4.06%)
2023$676,986 Land $117,774 Building $559,212$676,986 Land $117,774 Building $559,212
2022$5,414.00 (-25.3%)
2020$7,248.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482014550001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 91 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies91 in force
Nearby Flood Claims12 (1981–2022)
Claims Outside the SFHA12 of 12
Most Recent ClaimSep 2022, other causes
Claims By Storm
  • Hurricane Harvey, Aug 2017 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 412 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Ezee Fiber TexasFiber8,000 / 8,000
Consolidated CommunicationsFiber2,000 / 2,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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