Harris County property record for 2003 Emerald Loft Cir, Katy, TX 77450
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,853 sqft · built 1997 |
| Lot Size | 0.364 acres (15,858 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $483,800 (Aug 2019) |
| Tax Bill | $10,369 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-863-003-0026 |
| Primary APN | 118-863-003-0026 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,853 sqft Living Area |
| 1st Floor Area | 2,575 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 15,858 sqft (0.364 acres) |
| View / Lot | Primary |
| Garage Area | 274 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 125 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1188630030026 |
|---|---|
| Street Address | 2003 EMERALD LOFT CIR |
| City | KATY |
| State | TX |
| Zip | 77450-7624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 26 BLK 3 CINCO RANCH N LAKE VLG SEC 11 |
| Legal Subdivision | CINCO RANCH N LAKE VLG SEC 11 |
| Legal Block | 3 |
| Legal Lot Number | 26 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 455000 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2003 EMERALD LOFT CIR, KATY, TX 77450-7624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 19, 2019 | Vendor's Lien, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2019 · Amount on Record |
| Deed Sale | Aug 19, 2019 · Amount on Record |
| Prior Sale | Jan 6, 1998 · Amount on Record |
| Deed Document Number | 2019363149 |
| Prior Transfer Date | Aug 16, 2019 |
| Prior Transfer Doc | 0000363149 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2003 EMERALD LOFT CIR, KATY, TX 77450-7624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000138735 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 2021-138735 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Aug 19, 2019 |
| Property Address | 2003 EMERALD LOFT CIR, KATY, TX 77450-7624 |
| Document Number | 0000363149 |
| Map Reference | MF 380083 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 2019-363149 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2023 |
| Title Company | SELECTITLE LLC, SELECT TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2003 EMERALD LOFT CIR, KATY, TX 77450-7624 |
| Document Number | 0000363150 |
|---|---|
| Date | Aug 19, 2019 |
| Instrument | 2019-363150 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $613,799 (-1.95%) Land $124,330 Building $489,469 | $613,799 (-1.95%) Land $124,330 Building $489,469 | |
| 2025 | $10,369.00 (+15.4%) Homeowner's exemption | $625,997 (+1.89%) Land $124,330 Building $501,667 | $625,997 (+1.89%) Land $124,330 Building $501,667 |
| 2024 | $8,985.00 (+15.76%) | ||
| 2023 | $614,358 Land $124,330 Building $490,028 | $614,358 Land $124,330 Building $490,028 | |
| 2022 | $7,762.00 (-4.53%) | ||
| 2020 | $8,130.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 91 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 91 in force |
| Nearby Flood Claims | 12 (1981–2022) |
| Claims Outside the SFHA | 12 of 12 |
| Most Recent Claim | Sep 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORNERSTONES MUD serves 5,331 people · EPA ID TX1011692 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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