Ramsey County property record for 2019 Cottage Ave E, Saint Paul, MN 55119
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,008 sqft · built 1919 |
| Lot Size | 0.153 acres (6,678 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $301,200 (Jun 2026) |
| Tax Bill | $4,368 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-22-42-0062 |
| Primary APN | 23-29-22-42-0062 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,678 sqft (0.153 acres) |
| Lot Dimensions | 126 ft deep x 53 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 531273 |
|---|---|
| Street Address | 2019 COTTAGE AVE E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55119-3237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MEHSIKOMER GARDEN LOTS W 53 4/10 FT OF PART S OF ALLEY OF LOT 11 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 23 |
| Legal Subdivision | MEHSIKOMER GARDEN LOTS |
| Legal Lot Number | W,11 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 30702 |
2019 Cottage Ave E is owner-occupied and held in a trust since June 2026.
Source: Ramsey County records, as of June 10, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2019 COTTAGE AVE E, SAINT PAUL, MN 55119-3237 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2026 | Warranty Deed, Transfer LEGACY TITLE |
| Mar 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2026 · Amount on File |
| Deed Sale | Jun 2, 2026 · Amount on File |
| Prior Sale | Mar 1, 2022 · Amount on File |
| Deed Document Number | 20262816836 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jun 2, 2026 |
| Property Address | 2019 COTTAGE AVE E, SAINT PAUL, MN 55119-3237 |
| Document Number | 0T02816836 |
| Instrument Date | May 29, 2026 |
| Instrument | 20262816836 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Title Company | LEGACY TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $103,432.08 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 2019 COTTAGE AVE E, SAINT PAUL, MN 55119-3237 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Mar 1, 2022 |
| Property Address | 2019 COTTAGE AVE E, SAINT PAUL, MN 55119-3237 |
| Document Number | 0T02726372 |
| Instrument Date | Feb 24, 2022 |
| Instrument | T02726372 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2022 |
| Title Company | TITLESMART INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2019 COTTAGE AVE E, SAINT PAUL, MN 55119-3237 |
| Document Number | 0T02726373 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | T02726373 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Number | 0T02726374 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | T02726374 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVING, TX 75063 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
The 2025 property tax bill for 2019 Cottage Ave E was $4,368 with a homeowner's exemption, up 13.6% from the year before.
Source: Ramsey County assessment roll, as of July 28, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,368.00 (+13.63%) Homeowner's exemption | $268,400 Land $30,000 Building $238,400 | $268,400 Land $30,000 Building $238,400 |
| 2024 | $3,844.00 (+16.63%) | ||
| 2023 | $3,296.00 Homeowner's exemption | $256,900 Land $25,000 Building $231,900 | $256,900 Land $25,000 Building $231,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2019 Cottage Ave E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2019 Cottage Ave E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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