2015 Cottage Ave E, Saint Paul, MN 55119 Property Records

Ramsey County property record for 2015 Cottage Ave E, Saint Paul, MN 55119

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 2,120 sqft · built 1922
Lot Size0.174 acres (7,560 sqft)
Owner2 Individual Names on Record
Last Sale$155,600 (May 2012)
Tax Bill$5,384 (2025)
Deeds & MortgagesApr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-29-22-31-0021

Property Details

APN / Parcel Number

Primary APN23-29-22-31-0021
Alternative APNs
  • 8502339
  • 559758

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms10 Rooms
Units2 Units
Stories1 Story
Building Area2,120 sqft Living Area
1st Floor Area1,389 sqft

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1975
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area7,560 sqft (0.174 acres)
Lot Dimensions126 ft deep x 60 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number559758
Street Address2015 COTTAGE AVE E
CitySAINT PAUL
StateMN
Zip55119-3213
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionHAYDEN HEIGHTS EX W 20 FT LOT 15 AND ALL OF LOT 16 BLK 8
Legal Range22
Legal Township29
Legal Section23
Legal SubdivisionHAYDEN HEIGHTS
Legal Block8
Legal Lot Number15,16
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group1
Census Block1015
Census Tract30702

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2015 COTTAGE AVE E, SAINT PAUL, MN 55119-3213
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2012 · Amount on Record
Deed SaleMay 21, 2012 · Amount on Record
Deed Document Number2012397594
Record UpdatedSep 20, 2026

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateApr 3, 2019
Property Address2015 COTTAGE AVE E, SAINT PAUL, MN 55119-3213
Document Number0002636358
Instrument DateMar 27, 2019
Instrument2636358
Transaction TypeTransfer
Record UpdatedApr 11, 2019
Title CompanyRESULTS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$773.33
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2015 COTTAGE AVE E ST PAUL MN 551193213, ST PAUL, MN 55119-3213

Mortgage

Document Number2636359
DateApr 3, 2019
Instrument2636359
Lender
NameLEND SMART MTG
TypeMortgage Company
AddressSHOREVIEW, MN 55126
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 2, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$308,500 (+11.41%) Land $35,000 Building $273,500$308,500 (+11.41%) Land $35,000 Building $273,500
2025$5,384.00 (+19.75%)
2023$4,496.00 Homeowner's exemption$276,900 Land $25,000 Building $251,900$276,900 Land $25,000 Building $251,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire.

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