20187 W Oak, Harrah, OK 73045 Property Records

Oklahoma County property record for 20187 W Oak, Harrah, OK 73045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,118 sqft · built 2011
Lot Size	1.21 acres (52,708 sqft)
Owner	Company Name on Record
Last Sale	$172,000 (Jan 2025)
Tax Bill	$1,984 (2025)
Deeds & Mortgages	Aug 2021 Sale Sep 2018 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2104-19-815-9715`

Property Details

APN / Parcel Number

Primary APN	`2104-19-815-9715`
Alternative APNs	`R198159715` `198159715`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,118 sqft Living Area
1st Floor Area	1,118 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	52,708 sqft (1.21 acres)
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	108 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R198159715
Street Address	20187 W OAK
City	HARRAH
State	OK
Zip	73045-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPLTD PT NW4 SEC 26 12N 1E BEG 1052FT E & 566FT S OF NW/C OF NW4 S248FT W100FT N248FT E100FT TO BEG EX S20FT FOR ST PLUS BEG 1052FT E & 266FT S OF NW/C OF NW4 TH S300FT W100FT N300FT E100FT TO BEG
Legal Range	01E
Legal Township	12N
Legal Section	26
Legal Subdivision	UNPLTD PT SEC 26 12N 1E
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY SOUTHEAST
Census Block Group	1
Census Block	1007
Census Tract	109003

Owner

Source: Oklahoma County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 124, HARRAH, OK 73045-0124
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO
Sep 7, 2018	Warranty Deed, Transfer CALIBER HM LOANS
Mar 20, 2018	Trustee's Deed, Foreclosure STEWART TITLE
Apr 7, 2017	Quit Claim Deed, Transfer AMERICAN EAGLE TITLE GROUP, AMERICAN EAGLE TITLE GRP
Apr 3, 2017	Quit Claim Deed, Transfer AMERICAN EAGLE TITLE GROUP, AMERICAN EAGLE TITLE GRP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2025 · Amount on Record
Deed Sale	Jan 21, 2025 · Amount on Record
Prior Sale	Aug 30, 2021 · Amount on Record
Deed Document Number	20258505
Deed Book / Page	15981 / 1572
Prior Transfer Date	Mar 13, 2018
Prior Transfer Doc	0010367290
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Aug 30, 2021
Property Address	20187 W OAK, HARRAH, OK 73045-9702
Document Number	1153278
Book / Page	14876 / 450
Instrument Date	Aug 30, 2021
Instrument	2021083001153278
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount Recorded
Tax	$258.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20187 W OAK, HARRAH, OK 73045-9702

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Sep 7, 2018
Property Address	20187 W OAK, HARRAH, OK 73045-9702
Document Number	0138320848
Book / Page	013832 / 000848
Instrument Date	Aug 27, 2018
Instrument	11228630
Transaction Type	Transfer
Record Updated	Oct 3, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$207.75
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20187 W OAK HARRAH OK 730459702, HARRAH, OK 73045-9702

Mortgage

Document Number	138320850
Date	Sep 7, 2018
Book Page	013832/000850
Instrument	11228640

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2048

March 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Mar 20, 2018
Property Address	20187 W OAK, HARRAH, OK 73045-9702
Document Number	0136870691
Book / Page	013687 / 000691
Instrument Date	Mar 13, 2018
Instrument	10367290
Transaction Type	Foreclosure
Record Updated	Apr 5, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 891685 OKLAHOMA CITY OK 731891685, OKLAHOMA CITY, OK 73189-1685

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Apr 7, 2017
Property Address	20187 W OAK, HARRAH, OK 73045-9702
Document Number	0134031865
Book / Page	013403 / 001865
Instrument Date	Apr 6, 2017
Instrument	10478210
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	AMERICAN EAGLE TITLE GROUP, AMERICAN EAGLE TITLE GRP

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20187 W OAK HARRAH OK 730459702, HARRAH, OK 73045-9702

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Apr 3, 2017
Property Address	20187 W OAK, HARRAH, OK 73045-9702
Document Number	0133980920
Book / Page	013398 / 000920
Instrument Date	Mar 31, 2017
Instrument	10445310
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	AMERICAN EAGLE TITLE GROUP, AMERICAN EAGLE TITLE GRP

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20187 W OAK HARRAH OK 730459702, HARRAH, OK 73045-9702

Tax Assessment & Valuation

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Harrah City
Unified School District	Harrah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,984.00 Homeowner's exemption	$19,940 (+3%) Land $2,761 Building $17,179	$245,500 (+39.49%) Land $33,999 Building $211,501
2024	$1,984.00 (+10.41%)
2023	$1,797.00 Homeowner's exemption	$19,360 Land $2,975 Building $16,385	$176,000 Land $27,046 Building $148,954

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 90% of Oklahoma
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRAH serves 4,190 people · EPA ID OK2005506
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Gross alpha radiation resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	45 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Airosurf Communications Fixed Wireless	250 / 50
Atlink Services Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Chisholm Broadband.

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