20129 W Oak, Harrah, OK 73045 Property Records

Oklahoma County property record for 20129 W Oak, Harrah, OK 73045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,950 sqft · built 1997
Lot Size	1 acres (43,560 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,936 (2025)
Deeds & Mortgages	Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2104-19-815-9693`

Property Details

APN / Parcel Number

Primary APN	`2104-19-815-9693`
Alternative APNs	`R198159693` `198159693`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,950 sqft Living Area
1st Floor Area	1,950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	400 sqft
Parking Spaces	4 Parking Spaces
Pool Area	750 sqft
Porch	Porch
Porch Area	530 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R198159693
Street Address	20129 W OAK
City	HARRAH
State	OK
Zip	73045-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPLTD PT NW4 SEC 26 12N 1E BEG 645FT E & 474FT S OF NW/C NW4 TH S340FT E127.22FT N340FT W130.21FT TO BEG SUBJ TO ESMTS OF RECORD
Legal Range	01E
Legal Township	12N
Legal Section	26
Legal Subdivision	UNPLTD PT SEC 26 12N 1E
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY SOUTHEAST
Census Block Group	1
Census Block	1007
Census Tract	109003

Owner

20129 W Oak is owner-occupied and held in a trust since June 2025.

Source: Oklahoma County records, as of January 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	20129 W OAK, HARRAH, OK 73045-9702
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 20, 2025
Transfer Doc	0000097154
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	20129 W OAK, HARRAH, OK 73045-9702
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20129 W OAK, HARRAH, OK 73045-9702

Mortgage

Document Number	0001071161
Date	Jun 2, 2023
Book Page	15474/404
Instrument	2023060201071161

Lender

Name	SOONER STATE BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jul 23, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 20129 W Oak was $2,936, up 3.1% from the year before.

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Harrah City
Unified School District	Harrah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,936.00 (+3.13%) Homeowner's exemption	$27,547 Land $2,137 Building $25,410	$384,000 Land $29,796 Building $354,204
2024	$2,847.00 (+16.54%)
2023	$2,443.00 (+1.45%) Homeowner's exemption	$25,966 (+3%) Land $1,824 Building $24,142	$335,000 (+11.48%) Land $23,534 Building $311,466
2022	$2,408.00 Homeowner's exemption	$25,210 Land $1,974 Building $23,236	$300,500 Land $23,534 Building $276,966

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20129 W Oak in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20129 W Oak is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 77% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRAH serves 4,190 people · EPA ID OK2005506
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Gross alpha radiation resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	45 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Airosurf Communications Fixed Wireless	250 / 50
Atlink Services Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Chisholm Broadband.

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