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20182 S Ferguson Rd, Oregon City, OR 97045 Property Records

Clackamas County property record for 20182 S Ferguson Rd, Oregon City, OR 97045

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,498 sqft · built 1985
Lot Size5.02 acres (218,671 sqft)
Owner2 Trust Names on File
Last Sale$650,000 (Mar 2007)
Tax Bill$6,227 (2025)
Deeds & MortgagesOct 2021 Mortgage
May 2026 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN32E14A 00102

Property Details

APN / Parcel Number

Primary APN32E14A 00102
Alternative APN
  • 00875878

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,498 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialCombination
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area218,671 sqft (5.02 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number00875878
Street Address20182 S FERGUSON RD
CityOREGON CITY
StateOR
Zip97045-9329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRRFF5
Legal DescriptionSECTION 14 TOWNSHIP 3S RANGE 2E QUARTER A TAX LOT 00102
Legal Range02E
Legal Township03S
Legal Section14
Legal SubdivisionTARRYBROOK 04
Legal Lot Number102
JurisdictionCLACKAMAS OR
Township / Civil DivisionBEAVERCREEK
Census Block Group2
Census Block2000
Census Tract23001

Owner

20182 S Ferguson Rd is owner-occupied and held in a trust since March 2007.

Source: Clackamas County records, as of May 19, 2026

Owner of Record2 Trust Names on File
Mailing Address20182 S FERGUSON RD, OREGON CITY, OR 97045-9329
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 13, 2026Bargain and Sale Deed, Transfer
NONE LISTED ON DOCUMENT
May 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2007 · Amount on File
Deed SaleMar 15, 2007 · Amount on File
Prior SaleJun 26, 1997 · Amount on File
Deed Document Number200722403
Prior Transfer DateJan 12, 2000
Prior Transfer Doc0000003700
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address20182 S FERGUSON RD, OREGON CITY, OR 97045-9329
Transaction TypeMortgage
Record UpdatedMay 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000089927
DateOct 5, 2021
Instrument2021-089927
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

May 2026: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionCLACKAMAS OR
Recording DateMay 13, 2026
Property Address20182 S FERGUSON RD, OREGON CITY, OR 97045-9329
Document Number0000020115
Instrument DateMay 12, 2026
Instrument202620115
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address20182 S FERGUSON RD, OREGON CITY, OR 97045-9329

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address20182 S FERGUSON RD, OREGON CITY, OR 97045-9329
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032696
DateMay 6, 2020
Instrument2020-032696
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20182 S Ferguson Rd was $6,227.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
Unified School DistrictOregon City School District 62 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,227.00$400,659$1,036,126 Land $593,476 Building $442,650
2023$5,437.00$377,665$1,001,394 Land $570,144 Building $431,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20182 S Ferguson Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims8 (1982–2009)
Claims Outside the SFHA4 of 8
Most Recent ClaimJan 2009 · river or lake flooding
Claims by Event
  • High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20182 S Ferguson Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLACKAMAS RIVER WATER
serves 29,918 people · EPA ID OR4100187
Water SourceSurface water
Last State InspectionAug 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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