2018 Rustic Oak Ln, Richmond, TX 77469 Property Records

Fort Bend County property record for 2018 Rustic Oak Ln, Richmond, TX 77469

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,126 sqft · built 2003
Lot Size	0.362 acres (15,768 sqft)
Owner	Individual Name on Record
Last Sale	$168,800 (Nov 2021)
Tax Bill	$3,297 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`R278607`

Property Details

APN / Parcel Number

Primary APN	`R278607`
Alternative APN	`6465-04-002-0280-901`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,126 sqft Living Area
Gross Area	4,525 sqft
1st Floor Area	2,151 sqft
2nd Floor Area	1,975 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,768 sqft (0.362 acres)
Lot Dimensions	124 ft deep x 98 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	40 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2018 RUSTIC OAK LN
City	RICHMOND
State	TX
Zip	77469-5651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERPARK WEST SEC 4, BLOCK 2, LOT 28
Legal Subdivision	RIVERPARK WEST SEC 4
Legal Block	2
Legal Lot Number	28
Jurisdiction	FORT BEND TX
Township / Civil Division	ROSENBERG-RICHMOND
Census Block Group	4
Census Block	4046
Census Tract	674702

Owner

Source: Fort Bend County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2018 RUSTIC OAK LN, RICHMOND, TX 77469-5651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Vendor's Lien, Transfer · Conventional Mortgage CHANGE LENDING LLC
Mar 20, 2017	Vendor's Lien, Transfer · FHA Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2021 · Amount on Record
Deed Sale	Nov 8, 2021 · Amount on Record
Prior Sale	Mar 20, 2017 · Amount on Record
Deed Document Number	2021187033
Prior Transfer Date	Dec 20, 2006
Prior Transfer Doc	0000042019
Record Updated	Oct 29, 2026

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Nov 8, 2021
Property Address	2018 RUSTIC OAK LN, RICHMOND, TX 77469-5651
Document Number	0000187033
Map Reference	SL 2335M
Instrument Date	Nov 4, 2021
Instrument	2021187033
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2018 RUSTIC OAK LN, RICHMOND, TX 77469-5651

Mortgage

Document Number	0000187034
Date	Nov 8, 2021
Instrument	2021187034

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

March 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Mar 20, 2017
Property Address	2018 RUSTIC OAK LN, RICHMOND, TX 77469-5651
Document Number	0000029048
Map Reference	SL2335-A
Instrument Date	Mar 17, 2017
Instrument	2017029048
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	SELECT TIRTLE LLC

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2018 RUSTIC OAK LN, RICHMOND, TX 77469-5651

Mortgage

Document Number	0000029049
Date	Mar 20, 2017
Instrument	2017029049

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Lamar Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,297.00 Homeowner's exemption Disabled Person's exemption	$448,083 (-6.79%) Land $88,270 Building $359,813	$448,083 (-6.79%) Land $88,270 Building $359,813
2024	Homeowner's exemption Disabled Person's exemption	$480,734 (+9.15%) Land $88,270 Building $392,464	$480,734 (+9.15%) Land $88,270 Building $392,464
2023	$4,354.00 (+66.37%) Homeowner's exemption Disabled Person's exemption	$440,440 Land $67,900 Building $372,540	$440,440 Land $67,900 Building $372,540
2018	$2,617.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 763 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	763 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 121 serves 3,477 people · EPA ID TX0790393
Water Source	Purchased groundwater from CITY OF RICHMOND
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband.

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