2007 Rustic Oak Ln, Richmond, TX 77469 Property Records

Fort Bend County property record for 2007 Rustic Oak Ln, Richmond, TX 77469

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,838 sqft · built 2005
Lot Size	0.198 acres (8,660 sqft)
Owner	Owner Name on File
Tax Bill	$1,639 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2018 Loan Modification
Flood Zone	Zone X (reduced by levee)
APN	`R278615`

Property Details

APN / Parcel Number

Primary APN	`R278615`
Alternative APN	`6465-04-003-0030-901`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,838 sqft Living Area
1st Floor Area	2,099 sqft
2nd Floor Area	1,739 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,660 sqft (0.198 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	783 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft
Patio Area	157 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R278615
Street Address	2007 RUSTIC OAK LN
City	RICHMOND
State	TX
Zip	77469-5652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERPARK WEST SEC 4, BLOCK 3, LOT 3
Legal Subdivision	RIVERPARK WEST SEC 4
Legal Block	3
Legal Lot Number	3
Jurisdiction	FORT BEND TX
Township / Civil Division	ROSENBERG-RICHMOND
Census Block Group	4
Census Block	4048
Census Tract	674702

Owner

The current owner of 2007 Rustic Oak Ln acquired it in April 2006.

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on File
Mailing Address	2007 RUSTIC OAK LN, RICHMOND, TX 77469-5652
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 7, 2018	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2006
Deed Sale	Apr 20, 2006
Deed Document Number	2006045391
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	2007 RUSTIC OAK LN, RICHMOND, TX 77469-5652
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000180125
Date	Oct 27, 2021
Instrument	2021180125

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Aug 1, 2036

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FORT BEND TX
Property Address	2007 RUSTIC OAK LN, RICHMOND, TX 77469-5652
Document Number	0000036753
Instrument Date	Mar 7, 2018
Transaction Type	Mortgage
Record Updated	Jul 20, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2007 RUSTIC OAK LN RICHMOND TX 774695652, RICHMOND, TX 77469-5652

Mortgage

Document Number	0000036753
Date	Apr 9, 2018
Instrument	36753

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount on Record
Term	300 Months
Due	Apr 8, 2043

Interest

Rate	4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 2007 Rustic Oak Ln was $1,639 with exemptions applied, down 81.7% from the year before.

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Lamar Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,639.00 (-81.69%) Homeowner's exemption Senior Citizen's exemption	$451,143 (+1%) Land $65,000 Building $392,656	$457,656 (+0.33%) Land $65,000 Building $392,656
2024	$8,951.00 (+265.94%) Homeowner's exemption Senior Citizen's exemption	$410,130 (+1%) Land $65,000 Building $391,166	$456,166 (+0.36%) Land $65,000 Building $391,166
2023	$2,446.00 Homeowner's exemption Senior Citizen's exemption	$372,845 Land $50,000 Building $404,542	$454,542 Land $50,000 Building $404,542
2018	$4,820.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2007 Rustic Oak Ln in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 763 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	763 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2007 Rustic Oak Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 121 serves 3,477 people · EPA ID TX0790393
Water Source	Purchased groundwater from CITY OF RICHMOND
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband.

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