Polk County property record for 2018 Overlook Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,686 sqft · built 1990 |
| Lot Size | 0.5 acres (21,797 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Oct 2017) |
| Tax Bill | $1,160 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-25-000000-022280 |
| Primary APN | 26-28-25-000000-022280 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,686 sqft Living Area |
| Gross Area | 2,274 sqft |
| 1st Floor Area | 1,686 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 21,797 sqft (0.5 acres) |
| Lot Dimensions | 218 ft deep x 100 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 24 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 2018 OVERLOOK DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE1 |
| Legal Description | BEG NE COR OF S1/2 OF SE1/4 RUN E 33 FT W 880 FT TO POB RUN S 218 FT W 100 FT N 218 FT E 100 FT TO POB BEING LOT 10 OF UNREC ANDERSON ESTS |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 25 |
| Legal Subdivision | ANDERSON ESTATES |
| Legal Tract | 000000 |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 14001 |
2018 Overlook Dr is owned and occupied by an individual who bought it in October 2017.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2018 OVERLOOK DR, WINTER HAVEN, FL 33884-1158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PUBLIX EMPLOYEES FCU |
| Oct 20, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST FL LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2017 · Amount on File |
| Deed Sale | Oct 20, 2017 · Amount on File |
| Prior Sale | Oct 29, 2002 |
| Deed Document Number | 2017201436 |
| Deed Book / Page | 10292 / 1248 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2018 OVERLOOK DR, WINTER HAVEN, FL 33884-1158 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2018 OVERLOOK DR, WINTER HAVEN, FL 33884-1158 |
| Document Number | 0000056437 |
|---|---|
| Date | Mar 2, 2022 |
| Book Page | 12141/438 |
| Instrument | 2022056437 |
| Name | PUBLIX EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 20, 2017 |
| Property Address | 2018 OVERLOOK DR, WINTER HAVEN, FL 33884-1158 |
| Document Number | 0102921248 |
| Book / Page | 010292 / 001248 |
| Instrument Date | Oct 18, 2017 |
| Instrument | 201436 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2017 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2018 OVERLOOK DR WINTER HAVEN FL 338841158, WINTER HAVEN, FL 33884-1158 |
| Document Number | 102921250 |
|---|---|
| Date | Oct 20, 2017 |
| Book Page | 010292/001250 |
| Instrument | 201437 |
| Name | FIRST FL LNDG |
|---|---|
| Address | ORLANDO, FL 32837 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 19, 2047 |
The 2025 property tax bill for 2018 Overlook Dr was $1,160 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $133,486 (+2.7%) | $264,896 (+2.4%) Land $52,000 Building $212,896 | |
| 2025 | $1,160.00 Homeowner's exemption | $129,977 | $258,696 Land $52,000 Building $206,696 |
| 2023 | $1,577.00 (+4.23%) Homeowner's exemption | $122,635 (+3%) | $264,160 (+12.93%) Land $50,000 Building $214,160 |
| 2022 | $1,513.00 Homeowner's exemption | $119,063 | $233,908 Land $42,000 Building $191,908 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2018 Overlook Dr in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 134 units insured incl. 91 condo units |
| Nearby Flood Claims | 22 (1979–2022) |
| Claims Outside the SFHA | 4 of 22 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2018 Overlook Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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