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2010 Overlook Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 2010 Overlook Dr, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,922 sqft · built 1980
Lot Size0.5 acres (21,797 sqft)
OwnerIndividual Name on Record
Last Sale$318,000 (Oct 2025)
Tax Bill$2,280 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Nov 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-28-25-000000-022260

Property Details

APN / Parcel Number

Primary APN26-28-25-000000-022260
Alternative APNs
  • 252826000000022260
  • 52826000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,922 sqft Living Area
1st Floor Area1,922 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area21,797 sqft (0.5 acres)
Lot Dimensions218 ft deep x 100 ft wide
View / LotCommercial/Industrial
PorchUnfinished Open Porch
Porch Area77 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address2010 OVERLOOK DR
CityWINTER HAVEN
StateFL
Zip33884-1158
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE1
Legal DescriptionS 218 FT OF N 251 FT OF W 100 FT OF E 1380 FT OF S1/2 OF SE1/4 BEING LOT 6 OF UNREC ANDERSON ESTS
Legal Range26E
Legal Township28S
Legal Section25
Legal SubdivisionANDERSON ESTATES
Legal Tract000000
Legal Block1
Legal Lot Number6
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1007
Census Tract14001

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2010 OVERLOOK DR, WINTER HAVEN, FL 33884-1158
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2025Warranty Deed, Transfer · FHA Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Nov 16, 2020Warranty Deed, Transfer
VENTURE TITLE
Oct 18, 2019Deed of Trust, Mortgage · FHA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 2025 · Amount on Record
Deed SaleOct 8, 2025 · Amount on Record
Deed Document Number2025235998
Deed Book / Page13728 / 717
Prior Transfer DateNov 25, 2005
Prior Transfer Doc0000301380
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 8, 2025
Property Address2010 OVERLOOK DR, WINTER HAVEN, FL 33884-1158
Document Number0000235998
Book / Page13728 / 717
Instrument DateSep 25, 2025
Instrument2025235998
Transaction TypeTransfer
Record UpdatedOct 28, 2025
Title CompanyLEADING EDGE TITLE PARTNERS/CTRL F, LEADING EDGE TTL OF CTRL FL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,226.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4258 SHADOW WOOD LN, WINTER HAVEN, FL 33880-1522

Transferred To (Grantee/Buyer)

NameVerified Name
Address2010 OVERLOOK DR, WINTER HAVEN, FL 33884-1158

Mortgage

Document Number0013728719
DateOct 8, 2025
Instrument13728/719
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2055

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 16, 2020
Property Address2010 OVERLOOK DR, WINTER HAVEN, FL 33884-1158
Document Number0114571194
Book / Page011457 / 001194
Instrument DateNov 12, 2020
Instrument245302
Transaction TypeTransfer
Record UpdatedNov 30, 2020
Title CompanyVENTURE TITLE

Transaction

AmountAmount Recorded
Tax$1,435.00
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2010 OVERLOOK DR WINTER HAVEN FL 338841158, WINTER HAVEN, FL 33884-1158

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address2010 OVERLOOK DR, WINTER HAVEN, FL 33884-1158
Document Number0110191893
Instrument DateOct 18, 2019
Transaction TypeMortgage
Record UpdatedNov 13, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2010 OVERLOOK DR WINTER HAVEN FL 338841158, WINTER HAVEN, FL 33884-1158

Mortgage

Document Number0110191893
DateOct 28, 2019
Book Page011019/001893
Instrument227504
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 27, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$238,502 (+5.27%) Land $52,000 Building $186,502$238,502 (+2.4%) Land $52,000 Building $186,502
2025$2,280.00 (+50.99%)$226,555 (+2.9%)$232,915 (-3.02%) Land $52,000 Building $180,915
2024$1,510.00 (+16.51%) Homeowner's exemption$220,170 (+3%)$240,158 (+0.64%) Land $52,000 Building $188,158
2023$1,296.00 (+1.73%) Homeowner's exemption$213,757 (+3%)$238,621 (+9.33%) Land $50,000 Building $188,621
2022$1,274.00 Homeowner's exemption$207,531$218,254 Land $42,000 Building $176,254

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies134 units insured
incl. 91 condo units
Nearby Flood Claims22 (1979–2022)
Claims Outside the SFHA4 of 22
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 63% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Frontier, Verizon.

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