St. Louis County property record for 2018 Norma Ln, Saint Louis, MO 63138
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,121 sqft · built 1977 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Jul 2020) |
| Tax Bill | $3,921 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07E-13-0101 |
| Primary APN | 07E-13-0101 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,121 sqft Living Area |
| Gross Area | 2,745 sqft |
| 1st Floor Area | 2,121 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 28,314 sqft (0.65 acres) |
| Lot Dimensions | 95 ft deep x 128 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Concrete/Masonry Porch |
|---|---|
| Porch Area | 299 sqft |
| Deck Area | 250 sqft |
| Patio Area | 888 sqft |
| Canopy | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2018 NORMA LN |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63138-1459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | MEADOW LANDS TRACT PT 6 |
| Legal Subdivision | MEADOW LANDS |
| Legal Tract | 6 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | SPANISH LAKE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 210703 |
2018 Norma Ln is owned by two individuals who bought it in July 2020.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2020 NORMA LN, SAINT LOUIS, MO 63138-1459 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2023 | Deed of Trust, Mortgage · Commercial Mortgage JUSTINE PETERSEN HOUSING AND REINVESTMEN |
| Jun 16, 2020 | Deed of Trust, Mortgage WEST CMNTY CU |
| Jul 31, 2020 | Warranty Deed, Transfer WEST CMNTY CU |
| Jan 4, 2019 | Trustee's Deed, Construction Loan · Line of Credit STIFEL BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2020 · Amount on File |
| Deed Sale | Jul 31, 2020 · Amount on File |
| Prior Sale | Dec 15, 1998 · Amount on File |
| Deed Document Number | 2020653 |
| Deed Book / Page | 24156 / 3890 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 2018 NORMA LN, SAINT LOUIS, MO 63138-1459 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12627 MEADOWDALE DR, SAINT LOUIS, MO 63138-1435 |
| Investor | Possibly a Property Investor |
| Document Number | 2023030600156 |
|---|---|
| Date | Mar 6, 2023 |
| Instrument | 2023030600156 |
| Name | JUSTINE PETERSEN HOUSING AND REINVESTMEN |
|---|---|
| Type | Non-Lending Institution |
| Address | SAINT LOUIS, MO 63106 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Mar 15, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 2018 NORMA LN, SAINT LOUIS, MO 63138-1459 |
| Document Number | 0241563893 |
| Instrument Date | Jun 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12115 OLD HALLS FERRY RD BLACK JACK MO 630337111, BLACK JACK, MO 63033-7111 |
| Document Number | 0241563893 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 024156/003893 |
| Instrument | 654 |
| Name | WEST CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | O'FALLON, MO 63368 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 30, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 31, 2020 |
| Property Address | 2018 NORMA LN, SAINT LOUIS, MO 63138-1459 |
| Document Number | 0241563891 |
| Book / Page | 024156 / 003891 |
| Instrument Date | Jun 16, 2020 |
| Instrument | 653 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2020 |
| Title Company | CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12115 OLD HALLS FERRY RD BLACK JACK MO 630337111, BLACK JACK, MO 63033-7111 |
| Document Number | 241563893 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 024156/003893 |
| Instrument | 654 |
| Name | WEST CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | O'FALLON, MO 63368 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 30, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jan 4, 2019 |
| Property Address | 2018 NORMA LN, SAINT LOUIS, MO 63138-1459 |
| Document Number | 0233441347 |
| Book / Page | 023344 / 001347 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 245 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 21, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2018 NORMA LN ST LOUIS MO 631381459, ST LOUIS, MO 63138-1459 |
| Document Number | 233441347 |
|---|---|
| Date | Jan 4, 2019 |
| Book Page | 023344/001347 |
| Instrument | 245 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 3, 2020 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2018 Norma Ln was $3,921, up 20.6% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Hazelwood School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,920 (-) Land $5,620 Building $38,300 | $231,200 (-) Land $29,600 Building $201,600 | |
| 2025 | $3,921.00 (+20.65%) | $43,920 Land $5,620 Building $38,300 | $231,200 Land $29,600 Building $201,600 |
| 2024 | $3,250.00 (+2.52%) | ||
| 2023 | $3,170.00 (-11.99%) | $34,390 (-0.49%) Land $5,620 Building $28,770 | $181,000 Land $29,600 Building $151,400 |
| 2022 | $3,602.00 | $34,560 Land $7,240 Building $27,320 | |
| 2021 | $181,900 Land $38,100 Building $143,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2018 Norma Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1979–1981) |
| Most Recent Claim | May 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2018 Norma Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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