St. Louis County property record for 2015 Norma Ln, Saint Louis, MO 63138
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,720 sqft · built 1973 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (Aug 2020) |
| Tax Bill | $3,493 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07E-13-0154 |
| Primary APN | 07E-13-0154 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,720 sqft Living Area |
| 1st Floor Area | 1,720 sqft |
| Basement Area | 540 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 43,560 sqft |
| Lot Dimensions | 120 ft deep x 119 ft wide |
| Garage Type | Attached |
| Garage Area | 2 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 424 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2015 NORMA LN |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63138-1460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | MEADOW LAND TRACT 19 RESUB LOT 2 |
| Legal Subdivision | MEADOW LAND TRACT 19 RESUB |
| Legal Tract | 19 |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | SPANISH LAKE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 210703 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2015 NORMA LN, SAINT LOUIS, MO 63138-1460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 17, 2020 | Warranty Deed, Transfer · FHA Mortgage DELMAR FINANCIAL CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2020 · Amount on Record |
| Deed Sale | Aug 17, 2020 · Amount on Record |
| Prior Sale | Apr 29, 2015 · Amount on Record |
| Deed Document Number | 20202319 |
| Deed Book / Page | 24226 / 1774 |
| Prior Transfer Date | May 2, 2006 |
| Prior Transfer Doc | 0171550424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 2015 NORMA LN, SAINT LOUIS, MO 63138-1460 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0252163423 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 25216/3423 |
| Instrument | 2021111200547 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 17, 2020 |
| Property Address | 2015 NORMA LN, SAINT LOUIS, MO 63138-1460 |
| Document Number | 0242261774 |
| Book / Page | 24226 / 1774 |
| Map Reference | MB 45 PG 41 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 2020081702319 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 PLEASANT HILL DR, 103, GOOSE CREEK, SC 29445-3590 |
| Name | Verified Name |
|---|---|
| Address | 2015 NORMA LN, SAINT LOUIS, MO 63138-1460 |
| Document Number | 2020081702320 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 2020081702320 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Hazelwood School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,500 (-) Land $6,650 Building $34,850 | $218,400 (-) Land $35,000 Building $183,400 | |
| 2025 | $3,493.00 (+0.06%) | $41,500 (+12.28%) Land $6,650 Building $34,850 | $218,400 (+12.29%) Land $35,000 Building $183,400 |
| 2024 | $3,491.00 (+2.53%) | ||
| 2023 | $3,405.00 (+9.59%) | $36,960 (+23.99%) Land $6,650 Building $30,310 | $194,500 (+23.96%) Land $35,000 Building $159,500 |
| 2022 | $3,107.00 | $29,810 Land $8,550 Building $21,260 | |
| 2021 | $156,900 Land $45,000 Building $111,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1979–1981) |
| Most Recent Claim | May 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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