2018 Muirfield Cir, Elgin, IL 60123 Property Records

Kane County property record for 2018 Muirfield Cir, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,133 sqft · built 1992
Lot Size	0.56 acres (2,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Aug 2022)
Tax Bill	$4,392 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-28-204-034`

Property Details

APN / Parcel Number

Primary APN	`06-28-204-034`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,133 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Lot Area	2,420 sqft (0.56 acres)
Lot Dimensions	110 ft deep x 22 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	2018 MUIRFIELD CIR
City	ELGIN
State	IL
Zip	60123-5622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE GREEN UNIT 8 LOT 658
Legal Subdivision	COLLEGE GREEN
Legal Block	1
Legal Lot Number	658
Legal Unit	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1018
Census Tract	851908

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2018 MUIRFIELD CIR, ELGIN, IL 60123-5622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Nov 29, 2018	Trustee's Deed, Construction Loan · Line of Credit FORTRESS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2022 · Amount on Record
Deed Sale	Aug 17, 2022 · Amount on Record
Prior Sale	Mar 25, 2014 · Amount on Record
Deed Document Number	202241529
Prior Transfer Date	Dec 4, 2004
Prior Transfer Doc	0000165594
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 17, 2022
Property Address	2018 MUIRFIELD CIR, ELGIN, IL 60123-5622
Document Number	0000041529
Instrument Date	Jul 8, 2022
Instrument	2022K041529
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2018 MUIRFIELD CIR, ELGIN, IL 60123-5622

Mortgage

Document Number	0000041530
Date	Aug 17, 2022
Instrument	2022K041530

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

November 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Nov 29, 2018
Property Address	2018 MUIRFIELD CIR, ELGIN, IL 60123-5622
Instrument Date	Nov 21, 2018
Instrument	57708
Transaction Type	Construction Loan
Record Updated	Dec 11, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7N224 WHISPERING TRL ST CHARLES IL 601756361, ST CHARLES, IL 60175-6361

Mortgage

Document Number	0000057708
Date	Nov 29, 2018
Instrument	57708

Lender

Name	FORTRESS BK
Type	Bank
Address	PEORIA, IL 61615

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 28, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,392.00 (+1.81%) Homeowner's exemption
2024		$60,405 (+21.39%) Land $16,187 Building $44,218	$181,288 (+21.44%) Land $48,580 Building $132,707
2022	$4,314.00 (+3.95%)	$49,761 (+6.96%) Land $13,335 Building $36,426	$149,283 (+6.96%) Land $40,005 Building $109,278
2021	$4,150.00	$46,523 Land $12,467 Building $34,056	$139,569 Land $37,401 Building $102,168

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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