2014 Muirfield Cir, Elgin, IL 60123 Property Records

Kane County property record for 2014 Muirfield Cir, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,446 sqft · built 1992
Lot Size	0.62 acres (2,712 sqft)
Owner	Individual Name on Record
Last Sale	$227,000 (Apr 2023)
Tax Bill	$5,116 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-28-204-036`

Property Details

APN / Parcel Number

Primary APN	`06-28-204-036`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,446 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Lot Area	2,712 sqft (0.62 acres)
Lot Dimensions	113 ft deep x 24 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2014 MUIRFIELD CIR
City	ELGIN
State	IL
Zip	60123-5622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE GREEN UNIT 8 LOT 660
Legal Subdivision	COLLEGE GREEN
Legal Block	1
Legal Lot Number	660
Legal Unit	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1018
Census Tract	851908

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2014 MUIRFIELD CIR, ELGIN, IL 60123-5622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Warranty Deed, Transfer · FHA Mortgage BMO HARRIS BANK NA
Nov 19, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Oct 19, 2018	Warranty Deed, Transfer · FHA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2023 · Amount on Record
Deed Sale	Apr 28, 2023 · Amount on Record
Prior Sale	Oct 19, 2018 · Amount on Record
Deed Document Number	202313421
Prior Transfer Date	Mar 26, 2001
Prior Transfer Doc	0000070153
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 28, 2023
Property Address	2014 MUIRFIELD CIR, ELGIN, IL 60123-5622
Document Number	0000013421
Map Reference	DOC 90K56795
Instrument Date	Apr 5, 2023
Instrument	2023K013421
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$227.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2014 MUIRFIELD CIR, ELGIN, IL 60123-5622

Mortgage

Document Number	0000013422
Date	Apr 28, 2023
Instrument	2023K013422

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Mortgage

Document Number	0000013423
Date	Apr 28, 2023
Instrument	2023K013423

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2033

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2014 MUIRFIELD CIR, ELGIN, IL 60123-5622
Transaction Type	Mortgage
Record Updated	Dec 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2014 MUIRFIELD CIR, ELGIN, IL 60123-5622

Mortgage

Document Number	0000087129
Date	Nov 19, 2021
Instrument	2021K087129

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 19, 2018
Property Address	2014 MUIRFIELD CIR, ELGIN, IL 60123-5622
Document Number	0000051390
Map Reference	DOC90K56795
Instrument Date	Sep 10, 2018
Instrument	2018K051390
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$157.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2526 BRETT DR, 2526, CHAMPAIGN, IL 61821-5752

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2014 MUIRFIELD CIR, ELGIN, IL 60123-5622

Mortgage

Document Number	0000051391
Date	Oct 19, 2018
Instrument	2018K051391

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5.12%

Mortgage

Document Number	0000051392
Date	Oct 19, 2018
Instrument	2018K051392

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,116.00 (+15.8%)
2024		$69,142 (+21.39%) Land $16,187 Building $52,955	$207,509 (+21.44%) Land $48,580 Building $158,929
2022	$4,418.00 (+4.82%) Homeowner's exemption	$56,958 (+6.96%) Land $13,335 Building $43,623	$170,874 (+6.96%) Land $40,005 Building $130,869
2021	$4,215.00 Homeowner's exemption	$53,251 Land $12,467 Building $40,784	$159,753 Land $37,401 Building $122,352

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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