2018 E Gardenia Ave, Phoenix, AZ 85020 Property Records

Maricopa County property record for 2018 E Gardenia Ave, Phoenix, AZ 85020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,610 sqft · built 1972
Lot Size	0.255 acres (11,088 sqft)
Owner	Company Name on Record
Last Sale	$860,000 (May 2021)
Tax Bill	$5,866 (2025)
Deeds & Mortgages	Jan 2022 Transfer May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`164-28-029`

Property Details

APN / Parcel Number

Primary APN	`164-28-029`
Alternative APN	`164280295`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,610 sqft Living Area
Gross Area	2,660 sqft
1st Floor Area	2,610 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	11,088 sqft (0.255 acres)
Parking Spaces	2 Parking Spaces
Pool Area	512 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2018 E GARDENIA AVE
City	PHOENIX
State	AZ
Zip	85020-4723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	LINCOLN VIEW MCR 126-09
Legal Range	3E
Legal Township	2N
Legal Section	3
Legal Subdivision	LINCOLN VIEW
Legal Lot Number	12
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2004
Census Tract	105102

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2018 E GARDENIA AVE, PHOENIX, AZ 85020-4723
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Intrafamily Transfer, Transfer
May 4, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jul 28, 2020	Warranty Deed, Transfer · VA Mortgage STEARNS LENDING LLC
May 8, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage DEFINE MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2021 · Amount on Record
Deed Sale	May 4, 2021 · Amount on Record
Prior Sale	Jul 28, 2020 · Amount on Record
Deed Document Number	2021498440
Last Transfer Date	Jan 28, 2022
Transfer Doc	0000087516
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jan 28, 2022
Property Address	2018 E GARDENIA AVE, PHOENIX, AZ 85020-4723
Document Number	0000087516
Map Reference	MB 126 PG 9
Instrument Date	Jan 28, 2022
Instrument	20220087516
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2018 E GARDENIA AVE, PHOENIX, AZ 85020-4723

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 4, 2021
Property Address	2018 E GARDENIA AVE, PHOENIX, AZ 85020-4723
Document Number	0000498440
Map Reference	MB 126 PG 9
Instrument Date	Apr 21, 2021
Instrument	20210498440
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2018 E GARDENIA AVE, 2018, PHOENIX, AZ 85020-4723

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2018 E GARDENIA AVE, PHOENIX, AZ 85020-4723

Mortgage

Document Number	0000498441
Date	May 4, 2021
Instrument	20210498441

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 28, 2020
Property Address	2018 E GARDENIA AVE, PHOENIX, AZ 85020-4723
Document Number	0000678403
Map Reference	MB 126 PG 9
Instrument Date	Jul 16, 2020
Instrument	20200678403
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2823, GOODYEAR, AZ 85395

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2018 E GARDENIA AVE, PHOENIX, AZ 85020-4723

Mortgage

Document Number	0000678404
Date	Jul 28, 2020
Instrument	20200678404

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	May 8, 2019
Property Address	2018 E GARDENIA AVE, PHOENIX, AZ 85020-4723
Document Number	0000331738
Map Reference	MB 126 PG 9
Instrument Date	Apr 1, 2019
Instrument	20190331738
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2018 E GARDENIA AVE, PHOENIX, AZ 85020-4723

Mortgage

Document Number	0000331739
Date	May 8, 2019
Instrument	20190331739

Lender

Name	DEFINE MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Madison Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,050 (+97.55%)	$980,500 (+9.96%) Land $196,100 Building $784,400
2025	$5,866.00 (+8.65%)	$49,634 (-48.77%)	$891,700 (-7.96%) Land $178,300 Building $713,400
2024		$96,880	$968,800 Land $193,700 Building $775,100
2023	$5,399.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1990–2014)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2014 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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