2007 E Gardenia Ave, Phoenix, AZ 85020 Property Records

Maricopa County property record for 2007 E Gardenia Ave, Phoenix, AZ 85020

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,794 sqft · built 1972
Lot Size	0.23 acres (10,011 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,015,000 (Jul 2021)
Tax Bill	$6,414 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`164-28-034`

Property Details

APN / Parcel Number

Primary APN	`164-28-034`
Alternative APN	`164280345`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,794 sqft Living Area
Gross Area	3,082 sqft
1st Floor Area	2,794 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	10,011 sqft (0.23 acres)
Parking Spaces	2 Parking Spaces
Pool Area	798 sqft
Patio Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2007 E GARDENIA AVE
City	PHOENIX
State	AZ
Zip	85020-4722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	LINCOLN VIEW MCR 126-09
Legal Range	3E
Legal Township	2N
Legal Section	3
Legal Subdivision	LINCOLN VIEW
Legal Lot Number	17
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2003
Census Tract	105102

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2007 E GARDENIA AVE, PHOENIX, AZ 85020-4722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage VIP MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	Sep 26, 2014 · Amount on Record
Deed Document Number	2021828304
Prior Transfer Date	Apr 28, 1995
Prior Transfer Doc	0000295759
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 30, 2021
Property Address	2007 E GARDENIA AVE, PHOENIX, AZ 85020-4722
Document Number	0000828304
Map Reference	MB 126 PG 9
Instrument Date	Jul 1, 2021
Instrument	20210828304
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2007 E GARDENIA AVE, 2007, PHOENIX, AZ 85020-4722

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2007 E GARDENIA AVE, PHOENIX, AZ 85020-4722

Mortgage

Document Number	0000828305
Date	Jul 30, 2021
Instrument	20210828305

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2007 E GARDENIA AVE, PHOENIX, AZ 85020-4722
Document Number	0000456861
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	EMPIRE W TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2007 E GARDENIA AVE PHOENIX AZ 850204722, PHOENIX, AZ 85020-4722

Mortgage

Document Number	0000456861
Date	May 28, 2020
Instrument	456861

Lender

Name	VIP MTG
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Madison Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,910 (+98.55%)	$1,069,100 (+9.58%) Land $213,800 Building $855,300
2025	$6,414.00 (+8.56%)	$53,845 (-49.12%)	$975,600 (-7.81%) Land $195,100 Building $780,500
2024		$105,830	$1,058,300 Land $211,600 Building $846,700
2023	$5,908.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1990–2014)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2014 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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