2018 Carol Dr, Murray, KY 42071 Property Records

Calloway County property record for 2018 Carol Dr, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	2,048 sqft · built 1994
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Jun 2026)
Tax Bill	$3,380 (2025)
Deeds & Mortgages	Jun 2026 Sale & Construction Loan Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`033-A-0003-00007`

Property Details

APN / Parcel Number

Primary APN	`033-A-0003-00007`
Alternative APNs	`103652` `13733`

Interior

Stories	1 Story
Building Area	2,048 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Adobe
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	103652
Street Address	2018 CAROL DR
City	MURRAY
State	KY
Zip	42071-2782
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2018 CAROL DRIVE
Legal Subdivision	Q2
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	1
Census Block	1008
Census Tract	10602

Owner

2018 Carol Dr is owned by two individuals who bought it in June 2026.

Source: Calloway County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	359 IRONWOOD DR, CALVERT CITY, KY 42029-7578
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer · Construction Mortgage COMMUNITY FINANCIAL SERVICES BANK
Mar 19, 2024	Deed of Trust, Mortgage · Commercial Mortgage THE MURRAY BANK
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CRESCENT MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2026 · Amount on File
Deed Sale	Jun 25, 2026 · Amount on File
Prior Sale	May 1, 2024 · Amount on File
Deed Document Number	2026726643
Deed Book / Page	1548 / 406
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Jun 25, 2026
Property Address	2018 CAROL DR, MURRAY, KY 42071-2782
Document Number	0000726643
Book / Page	1548 / 406
Instrument Date	Jun 19, 2026
Instrument	2026726643
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$41,915.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	359 IRONWOOD DR, CALVERT CITY, KY 42029-7578

Mortgage

Document Number	0000726643,
Date	Jun 25, 2026
Book Page	1548/409
Instrument	2026726643

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 15, 2027

Interest

Rate	6.36%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	2018 CAROL DR, MURRAY, KY 42071-2782
Transaction Type	Mortgage
Record Updated	Apr 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2018 CAROL DR, MURRAY, KY 42071-2782

Mortgage

Document Number	0001450/33
Date	Mar 19, 2024
Book Page	1450/33
Instrument	688375

Lender

Name	THE MURRAY BANK
Type	Bank
Address	405 S 12TH ST, MURRAY, KY 42071

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 13, 2025

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	2018 CAROL DR, MURRAY, KY 42071-2782
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001251/390
Date	Apr 22, 2020
Book Page	1251/390
Instrument	640692

Lender

Name	CRESCENT MORTGAGE CO
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2018 Carol Dr was $3,380.

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,380.00	$379,900	$379,900
2023	$1,363.00 Homeowner's exemption	$195,000	$195,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2018 Carol Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2018 Carol Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mediacom Xtream.

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