2106 Carol Dr, Murray, KY 42071 Property Records

Calloway County property record for 2106 Carol Dr, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,848 sqft · built 1992
Lot Size	0.183 acres (7,996 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (May 2017)
Tax Bill	$1,913 (2023)
Deeds & Mortgages	Mar 2026 Construction Loan May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`033-A-0003-0002B`

Property Details

APN / Parcel Number

Primary APN	`033-A-0003-0002B`
Alternative APNs	`99303` `2245`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,848 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Adobe
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,996 sqft (0.183 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	99303
Street Address	2106 CAROL DR
City	MURRAY
State	KY
Zip	42071-2784
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33A-3-2B,3 2106 CAROL DRIVE
Legal Subdivision	O2
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	1
Census Block	1008
Census Tract	10602

Owner

2106 Carol Dr is owned by two individuals who bought it in May 2017.

Source: Calloway County records, as of March 31, 2026

Owner of Record	2 Individual Names on File
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY FINANCIAL SERVICES BANK
May 30, 2017	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FINANCIAL SERVICES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2017 · Amount on File
Deed Sale	May 30, 2017 · Amount on File
Prior Sale	Jul 13, 2012 · Amount on File
Deed Document Number	2017620938
Deed Book / Page	1136 / 518
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	2106 CAROL DR, MURRAY, KY 42071-2784
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	HOME TEAM TITLE, HOME TEAM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 CAROL DR, MURRAY, KY 42071-2784

Mortgage

Document Number	001534/676
Date	Mar 11, 2026
Book Page	1534/676
Instrument	724859

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank
Address	PO BOX 467, BENTON, KY 42025

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2056

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	May 30, 2017
Property Address	2106 CAROL DR, MURRAY, KY 42071-2784
Document Number	001136/518
Book / Page	1136 / 518
Map Reference	MB 4 PG 75
Instrument Date	May 22, 2017
Instrument	620938
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 OAKWOOD DR, MARTIN, TN 38237-3635

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 CAROL DR, MURRAY, KY 42071-2784

Mortgage

Document Number	0000620939
Date	May 30, 2017
Instrument	620939

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,913.00	$210,000	$210,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2106 Carol Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2106 Carol Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mediacom Xtream.

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