20178 River Rd, Grand Rapids, MN 55744 Property Records

Itasca County property record for 20178 River Rd, Grand Rapids, MN 55744

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 400 sqft
Lot Size	15.7 acres (683,892 sqft)
Owner	Company Name on File
Last Sale	$100,000 (Nov 2023)
Tax Bill	$698 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-012-4419`

Property Details

APN / Parcel Number

Primary APN	`19-012-4419`
Alternative APNs	`145285` `21537`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	400 sqft Base Area
1st Floor Area	400 sqft

Exterior

Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	683,892 sqft (15.7 acres)
Lean-To	512 sqft
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater

Location & Zoning

Account Number	145285
Street Address	20178 RIVER RD
City	GRAND RAPIDS
State	MN
Zip	55744
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	2
Legal Description	THAT PT OF SE SE DESC AS FOLL: BEG AT SE
Legal Range	25W
Legal Township	54N
Legal Section	12
Jurisdiction	ITASCA MN
Township / Civil Division	HARRIS
Census Block Group	4
Census Block	4025
Census Tract	480600

Owner

20178 River Rd, a residential property, is owned by a company that bought it in November 2023.

Source: Itasca County records, as of July 20, 2026

Owner of Record	Company Name on File
Mailing Address	31739 SUNNY BEACH RD, GRAND RAPIDS, MN 55744-4882
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage WOODLAND BANK
Nov 27, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage GRAND RAPIDS STATE BANK
Nov 17, 2023	Deed, Transfer
Nov 17, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2023 · Amount on File
Deed Sale	Nov 20, 2023 · Amount on File
Prior Sale	Jul 7, 2023 · Amount on File
Deed Document Number	20231602278
Prior Transfer Date	Jul 30, 2010
Prior Transfer Doc	0000055100
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Recording Date	Jun 15, 2026
Property Address	20178 RIVER RD, GRAND RAPIDS, MN 55744
Document Number	0000797765
Instrument Date	Jun 15, 2026
Instrument	2026797765
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MIDLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	31739 SUNNY BEACH RD, GRAND RAPIDS, MN 55744-4882

Mortgage

Document Number	0000797765,
Date	Jun 15, 2026
Instrument	2026797765

Lender

Name	WOODLAND BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.36%
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ITASCA MN
Recording Date	Nov 27, 2023
Property Address	20178 RIVER RD, GRAND RAPIDS, MN 55744
Document Number	A000776496
Instrument Date	Nov 17, 2023
Instrument	A000776496
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31739 SUNNY BEACH RD, GRAND RAPIDS, MN 55744-4882

Mortgage

Document Number	A000776497
Date	Nov 27, 2023
Instrument	A000776497

Lender

Name	GRAND RAPIDS STATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2043

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ITASCA MN
Recording Date	Nov 17, 2023
Property Address	20178 RIVER RD, GRAND RAPIDS, MN 55744
Document Number	A000776372
Instrument Date	Nov 14, 2023
Instrument	A000776372
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	27795 COUNTY ROAD 91, GRAND RAPIDS, MN 55744-2009

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ITASCA MN
Recording Date	Nov 17, 2023
Property Address	20178 RIVER RD, GRAND RAPIDS, MN 55744
Document Number	A000776371
Instrument Date	Nov 14, 2023
Instrument	A000776371
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21740 SHALLOW LAKE RD, WARBA, MN 55793-1641

Tax Assessment & Valuation

The 2026 property tax bill for 20178 River Rd was $698.

Source: Itasca County assessment roll, as of August 14, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Itasca County
County Subdivision	Harris Township
Unified School District	Grand Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$698.00
2025		$71,800 Land $59,000 Building $12,800	$71,800 Land $59,000 Building $12,800
2023	$548.00
2022		$55,900 Land $49,900 Building $6,000	$55,900 Land $49,900 Building $6,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20178 River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20178 River Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000
Mediacom Xtream Fiber	1,000 / 50

May also be available: T-Mobile.

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