20118 River Rd, Grand Rapids, MN 55744 Property Records

Itasca County property record for 20118 River Rd, Grand Rapids, MN 55744

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,196 sqft · built 1979
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on Record
Last Sale	$174,900 (Dec 2021)
Tax Bill	$1,132 (2026)
Deeds & Mortgages	May 2023 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-012-4406`

Property Details

APN / Parcel Number

Primary APN	`19-012-4406`
Alternative APNs	`141461` `21530`

Interior

Bedrooms	3 Beds
Building Area	1,196 sqft Base Area
1st Floor Area	1,196 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,984 sqft (1.4 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	141461
Street Address	20118 RIVER RD
City	GRAND RAPIDS
State	MN
Zip	55744-6297
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	REV DESCS 1 & 8 & A STRIP OF LAND 49FT
Legal Range	25W
Legal Township	54N
Legal Section	12
Jurisdiction	ITASCA MN
Township / Civil Division	HARRIS
Census Block Group	4
Census Block	4025
Census Tract	480600

Owner

Source: Itasca County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20118 RIVER RD, GRAND RAPIDS, MN 55744-6297
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MEMBERS COOPERATIVE CREDIT UNION
Dec 9, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MEMBERS COOPERATIVE CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2021 · Amount on Record
Deed Sale	Dec 9, 2021 · Amount on Record
Prior Sale	Dec 3, 2021 · Amount on Record
Deed Document Number	2021759061
Prior Transfer Date	Jul 30, 2010
Prior Transfer Doc	0000645876
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	20118 RIVER RD, GRAND RAPIDS, MN 55744-6297
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000772102
Date	May 17, 2023
Instrument	A000772102

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2038

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ITASCA MN
Recording Date	Dec 9, 2021
Property Address	20118 RIVER RD, GRAND RAPIDS, MN 55744-6297
Document Number	A000759061
Instrument Date	Dec 3, 2021
Instrument	A000759061
Transaction Type	Transfer
Record Updated	Jan 5, 2022
Title Company	MIDLAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20118 RIVER RD, GRAND RAPIDS, MN 55744-6297

Mortgage

Document Number	A000759062
Date	Dec 9, 2021
Instrument	A000759062

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.2%
Type Change Date	Dec 3, 2031
Max Rate At Change	1.7%
Index	Prime Rate

Tax Assessment & Valuation

Source: Itasca County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Itasca County
County Subdivision	Harris Township
Unified School District	Grand Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,132.00 (-2.25%) Homeowner's exemption
2025		$176,300 (+18.08%) Land $36,300 Building $140,000	$176,300 (+18.08%) Land $36,300 Building $140,000
2024	$1,158.00
2022		$149,300 Land $34,000 Building $115,300	$149,300 Land $34,000 Building $115,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000
Mediacom Xtream Fiber	1,000 / 50

May also be available: T-Mobile.

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures