Missoula County property record for 20178 MT Highway 200 E, Bonner, MT 59823
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,703 sqft · built 1956 |
| Lot Size | 2.38 acres (103,673 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,730 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R0490294 |
| Primary APN | R0490294 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,703 sqft Living Area |
| Gross Area | 3,423 sqft |
| 1st Floor Area | 2,208 sqft |
| Upper Floors Area | 495 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 103,673 sqft |
| View / Lot | Rural |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 70 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0005831483 |
|---|---|
| Street Address | 20178 HIGHWAY 200 E |
| City | BONNER |
| State | MT |
| Zip | 59823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S02, T13 N, R17 W, C.O.S. 2232, PARCEL B2, ACRES 2.38, LESS PT SOLD DOT |
| Legal Range | 17W |
| Legal Township | 13N |
| Legal Section | 02 |
| Legal Subdivision | CERTIFICATE/SURV 2232 B-2 |
| Legal Block | 1 |
| Legal Lot Number | B2 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | MISSOULA |
| Census Block Group | 1 |
| Census Block | 1178 |
| Census Tract | 1401 |
Source: Missoula County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1213, BONNER, MT 59823-1213 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 20178 MT HIGHWAY 200 E, BONNER, MT 59823-9518 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0010911030 |
|---|---|
| Date | Aug 7, 2023 |
| Book Page | 1091/1030 |
| Instrument | 202309537 |
| Name | PARK SIDE FCU |
|---|---|
| Type | Credit Union |
| Address | MISSOULA, MT 59801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 25, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Missoula County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Secondary School District | Missoula High School District (09 - 12) |
| Elementary School District | Potomac Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $573,500 (-) Land $155,230 Building $418,270 | $573,500 (-) Land $155,230 Building $418,270 | |
| 2025 | $3,730.00 (-17.15%) | $573,500 (+14.65%) | $573,500 (+14.65%) Land $155,230 Building $418,270 |
| 2023 | $4,502.00 | $500,200 | $500,200 Land $99,880 Building $400,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 71% of Montana |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Blackfoot Telephone Cooperative DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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