19600 MT Highway 200 E, Bonner, MT 59823 Property Records

Missoula County property record for 19600 MT Highway 200 E, Bonner, MT 59823

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,618 sqft · built 2006
Lot Size	3.3 acres (143,748 sqft)
Owner	2 Individual Names on Record
Last Sale	$492,200 (Jul 2019)
Tax Bill	$6,284 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0473858`

Property Details

APN / Parcel Number

Primary APN	`R0473858`
Alternative APNs	`04-2202-11-1-01-02-0000` `0003037905` `3037905`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,618 sqft Living Area
Gross Area	5,760 sqft
1st Floor Area	2,001 sqft
2nd Floor Area	630 sqft
Basement Area	1,987 sqft
Finished Basement	1,987 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	143,748 sqft
View / Lot	Rural
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	501 sqft
Deck Area	212 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0003037905
Street Address	19600 HIGHWAY 200 E
City	BONNER
State	MT
Zip	59823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S11, T13 N, R17 W, C.O.S. 3837, PARCEL 1, NW4 NW4, NW OF HWY 3.3 AC
Legal Subdivision	CERTIFICATE/SURV 3837 01
Legal Tract	1
Legal Block	1
Legal Lot Number	1
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	1
Census Block	1178
Census Tract	1401

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19600 HIGHWAY 200 E, BONNER, MT 59823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 8, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK
Jul 2, 2019	Warranty Deed, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2019 · Amount on Record
Deed Sale	Jul 2, 2019 · Amount on Record
Deed Document Number	20199777
Deed Book / Page	1014 / 512
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	19600 MT HIGHWAY 200 E, BONNER, MT 59823-9761
Transaction Type	Mortgage
Record Updated	Jan 20, 2023
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4700 E MAIN ST 158, 158, MESA, AZ 85205-7911

Mortgage

Document Number	0010850180
Date	Jan 11, 2023
Book Page	1085/180
Instrument	202300287

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 27, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	19600 MT HIGHWAY 200 E, BONNER, MT 59823-9761
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010111196
Date	May 8, 2019
Book Page	1011/1196
Instrument	201906261

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	MISSOULA, MT 59806

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Apr 29, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Jul 2, 2019
Property Address	19600 MT HIGHWAY 200 E, BONNER, MT 59823-9761
Document Number	0010140512
Book / Page	1014 / 0512
Instrument Date	Jul 2, 2019
Instrument	201909777
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	19600 MT HIGHWAY 200 E, BONNER, MT 59823-9761

Mortgage

Document Number	201909778
Date	Jul 2, 2019
Instrument	201909778

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Potomac Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$887,800 (-) Land $167,650 Building $720,150	$887,800 (-) Land $167,650 Building $720,150
2025	$6,284.00 (+5.33%)	$887,800 (+33.6%)	$887,800 (+33.6%) Land $167,650 Building $720,150
2023	$5,966.00	$664,500	$664,500 Land $105,400 Building $559,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 85% of Montana
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Blackfoot Telephone Cooperative DSL	40 / 5

Cell Coverage

4G LTE (outdoors only), no 5G reported

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