20171 Otoe Rd, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 20171 Otoe Rd, Apple Valley, CA 92307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 2004
Lot Size	0.656 acres (28,594 sqft)
Owner	2 Individual Names on File
Last Sale	$207,000 (Feb 2018)
Tax Bill	$2,796 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0441-093-01-0000`

Property Details

APN / Parcel Number

Primary APN	`0441-093-01-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	1,776 sqft
1st Floor Area	1,296 sqft
Family Room	Family Room

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	28,594 sqft (0.656 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20171 OTOE RD
City	APPLE VALLEY
State	CA
Zip	92307-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4287 LOT 335 EX STS
Legal Subdivision	TRACT NO. 4287
Legal Tract	4287
Legal Block	1
Legal Lot Number	335
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1007
Census Tract	9727

Owner

20171 Otoe Rd is owned by two individuals who bought it in February 2018.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9441 ADOREE ST, DOWNEY, CA 90242-4801
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Feb 7, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage RESIDENTIAL BANCORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2018 · Amount on File
Deed Sale	Feb 7, 2018 · Amount on File
Prior Sale	Sep 27, 2010 · Amount on File
Deed Document Number	201846343
Prior Transfer Date	May 11, 2010
Prior Transfer Doc	0000203069
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	20171 OTOE RD, APPLE VALLEY, CA 92307-1731
Transaction Type	Mortgage
Record Updated	May 3, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20171 OTOE RD, APPLE VALLEY, CA 92307-1731

Mortgage

Document Number	0000089070
Date	Apr 17, 2023
Instrument	2023-0089070

Lender

Name	M & T BANK
Type	Bank
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	299 Months
Due	Mar 1, 2048

February 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 7, 2018
Property Address	20171 OTOE RD, APPLE VALLEY, CA 92307-1731
Document Number	0000046343
Map Reference	MB 64 PG 68-72
Instrument Date	Oct 19, 2017
Instrument	2018-0046343
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 22, 2022
Title Company	EQUITY TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20171 OTOE RD, APPLE VALLEY, CA 92307-1731

Mortgage

Document Number	0000046344
Date	Feb 7, 2018
Instrument	2018-0046344

Lender

Name	RESIDENTIAL BANCORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Mortgage

Document Number	0000046345
Date	Feb 7, 2018
Instrument	2018-0046345

Lender

Name	RESIDENTIAL BANCORP
Type	Mortgage Company
Address	NORTH CANTON, OH 44720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 20171 Otoe Rd was $2,796.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$240,242 (+2%) Land $48,746 Building $191,496
2025	$2,796.00	$235,531 Land $47,790 Building $187,741
2023	$2,693.00 (+1.55%)	$226,385 Land $45,934 Building $180,451
2022	$2,652.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20171 Otoe Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Nov 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20171 Otoe Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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