San Bernardino County property record for 20160 Otoe Rd, Apple Valley, CA 92307
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,650 sqft · built 2007 |
| Lot Size | 0.73 acres (31,796 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $187,500 (Jan 2016) |
| Tax Bill | $2,573 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0441-271-01-0000 |
| Primary APN | 0441-271-01-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,650 sqft Living Area |
| Gross Area | 2,138 sqft |
| 1st Floor Area | 1,650 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 31,796 sqft (0.73 acres) |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 488 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 304 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 20160 OTOE RD |
|---|---|
| City | APPLE VALLEY |
| State | CA |
| Zip | 92307-1732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 5745 LOT 2 EX ST |
| Legal Subdivision | MC CARTHYS APPLE VALLEY TERRACES |
| Legal Tract | 5745 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 9726 |
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20160 OTOE RD, APPLE VALLEY, CA 92307-1732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2016 · Amount on Record |
| Deed Sale | Jan 25, 2016 · Amount on Record |
| Prior Sale | Aug 10, 2004 · Amount on Record |
| Deed Document Number | 201627983 |
| Prior Transfer Date | Jul 16, 2008 |
| Prior Transfer Doc | 0000370280 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 20160 OTOE RD, APPLE VALLEY, CA 92307-1732 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 20160 OTOE RD, APPLE VALLEY, CA 92307-1732 |
| Document Number | 0000374007 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 2021-0374007 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Apple Valley Town |
| County | San Bernardino County |
| Unified School District | Apple Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $226,401 (+2%) Land $48,298 Building $178,103 | |
| 2025 | $2,573.00 (+3.96%) Homeowner's exemption | $221,962 (+4.04%) Land $47,351 Building $174,611 |
| 2023 | $2,475.00 (+1.6%) Homeowner's exemption | $213,343 Land $45,513 Building $167,830 |
| 2022 | $2,436.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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