2017 Ruffs Mill Rd, Bel Air, MD 21015 Property Records

Harford County property record for 2017 Ruffs Mill Rd, Bel Air, MD 21015

Property Summary

Property Type	Single Family Home
Details	1 ba · 500 sqft · built 1957
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Tax Bill	$1,628 (2026)
Deeds & Mortgages	Nov 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-065197`

Property Details

APN / Parcel Number

Primary APN	`03-065197`
Alternative APNs	`3065197` `065197`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	500 sqft Total Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	265 ft deep x 100 ft wide
Deck Area	112 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	065197
Street Address	2017 RUFFS MILL RD
City	BEL AIR
State	MD
Zip	21015-1121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 26136 SF 2017 RUFFS MILL ROAD N E OF HICKORY
Legal Lot Number	2017
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2004
Census Tract	303101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lower Deer Creek Valley Historic District listed 1993 · 275 contributing resources · NRIS 93001143

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2017 Ruffs Mill Rd is owned by an individual who acquired it in September 2022.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2015 RUFFS MILL RD, BEL AIR, MD 21015-1121
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 16, 2022
Transfer Doc	0157350009
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Nov 9, 2022
Property Address	2017 RUFFS MILL RD, BEL AIR, MD 21015-1121
Document Number	0157350009
Book / Page	15735 / 9
Instrument Date	Sep 16, 2022
Transaction Type	Transfer
Record Updated	Dec 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2015 RUFFS MILL RD, BEL AIR, MD 21015-1121

Tax Assessment & Valuation

The 2026 property tax bill for 2017 Ruffs Mill Rd was $1,628, up 3.4% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,628.00 (+3.43%)	$143,867 (+1.39%)	$147,800 (+4.16%) Land $98,000 Building $49,800
2025	$1,574.00	$141,900 Land $98,000 Building $43,900	$141,900 Land $98,000 Building $43,900
2023		$135,967	$141,900 Land $98,000 Building $43,900
2022	$1,509.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2017 Ruffs Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2017 Ruffs Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20