Harford County property record for 2011 Ruffs Mill Rd, Bel Air, MD 21015
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,256 sqft · built 1950 |
| Lot Size | 1.67 acres (72,745 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,130 (2025) |
| Deeds & Mortgages | Apr 2023 Second Mortgage Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-065200 |
| Primary APN | 03-065200 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,256 sqft Total Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Mobile Home |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 72,745 sqft (1.67 acres) |
| Porch | Slab |
| Porch Area | 133 sqft |
| Deck Area | 192 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 065200 |
|---|---|
| Street Address | 2011 RUFFS MILL RD |
| City | BEL AIR |
| State | MD |
| Zip | 21015-1121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | 1.67 AC 2011 RUFFS MILL ROAD E OF HICKORY |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 303101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lower Deer Creek Valley Historic District listed 1993 · 275 contributing resources · NRIS 93001143 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Harford County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2011 RUFFS MILL RD, BEL AIR, MD 21015-1121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM FCU |
| Jul 21, 2017 | Deed of Trust, Mortgage · Line of Credit FREEDOM OF MARYLAND FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 1999 |
| Deed Sale | Jul 28, 1999 |
| Prior Sale | Jun 30, 1997 |
| Deed Document Number | 1999115 |
| Deed Book / Page | 3076 / 259 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2011 RUFFS MILL RD, BEL AIR, MD 21015-1121 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0158660335 |
|---|---|
| Date | Apr 3, 2023 |
| Book Page | 15866/335 |
| Name | FREEDOM FCU |
|---|---|
| Type | Credit Union |
| Address | BEL AIR, MD 21014 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 22, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2011 RUFFS MILL RD, BEL AIR, MD 21015-1121 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0124350297 |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | 12435/0297 |
| Instrument | 12435-0297 |
| Name | FREEDOM OF MARYLAND FCU |
|---|---|
| Type | Credit Union |
| Address | BEL AIR, MD 21015 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,300 (+9%) | $208,700 (+6.43%) Land $113,400 Building $95,300 | |
| 2025 | $2,130.00 (+6.77%) Homeowner's exemption | ||
| 2023 | $183,767 | $196,100 Land $113,400 Building $82,700 | |
| 2022 | $1,995.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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