2017 N Ridge Rd E, Lorain, OH 44055 Property Records

Lorain County property record for 2017 N Ridge Rd E, Lorain, OH 44055

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,944 sqft · built 2005
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$204,000 (Mar 2025)
Tax Bill	$3,300 (2025)
Deeds & Mortgages	Jan 2026 Transfer Apr 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-00-109-108-021`

Property Details

APN / Parcel Number

Primary APN	`03-00-109-108-021`

Interior

Units	4 Units
Stories	1 Story
Building Area	3,944 sqft Gross Area
1st Floor Area	3,944 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	127 ft deep x 40.3 ft wide
View / Lot	Primary

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	2017 N RIDGE RD E
City	LORAIN
State	OH
Zip	44055-3477
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	RIDGEVUE HTS 40.25 X 127
Legal Subdivision	RIDGEVUE HTS
Legal Block	108
Legal Lot Number	21
Jurisdiction	LORAIN OH
Township / Civil Division	SHEFFIELD
Census Block Group	3
Census Block	3032
Census Tract	97500

Owner

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2017 N RIDGE RD E, LORAIN, OH 44055-3477
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Transfer on Death Deed, Transfer
Apr 8, 2021	Warranty Deed, Transfer · Line of Credit NORTHWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2025 · Amount on Record
Deed Sale	Mar 10, 2025 · Amount on Record
Prior Sale	Apr 8, 2021 · Amount on Record
Prior Transfer Date	Mar 7, 2025
Prior Transfer Doc	0000044879
Record Updated	Oct 29, 2026

January 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 9, 2026
Property Address	2017 N RIDGE RD E, LORAIN, OH 44055-3477
Document Number	0000081589
Map Reference	VOL 8 PG 21
Instrument Date	Jan 8, 2026
Instrument	2026-0081589
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 8, 2021
Property Address	2017 N RIDGE RD E, LORAIN, OH 44055-3477
Document Number	0000811480
Map Reference	VOL 8 PG 21
Instrument Date	Mar 31, 2021
Instrument	2021-0811480
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2017 N RIDGE RD E, LORAIN, OH 44055-3477

Mortgage

Document Number	0000811481
Date	Apr 8, 2021
Instrument	2021-0811481

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Sheffield Township
Unified School District	Clearview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,300.00	$57,030 (+0.01%) Land $4,520 Building $52,510	$162,930 (-) Land $12,900 Building $150,030
2024	$3,300.00 (+13.05%)	$57,026 (+32.88%) Land $4,515 Building $52,511	$162,930 (+32.87%) Land $12,900 Building $150,030
2023	$2,919.00 (-2.99%)	$42,917 (-0.01%) Land $4,515 Building $38,402	$122,620 (-) Land $12,900 Building $109,720
2022	$3,009.00	$42,920 Land $4,520 Building $38,400
2021			$122,620 Land $12,900 Building $109,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline, Windstream.

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