1957 N Ridge Rd E, Lorain, OH 44055 Property Records

Lorain County property record for 1957 N Ridge Rd E, Lorain, OH 44055

Property Summary

Property TypeRestaurant
Details3,188 sqft · built 1993
Lot Size0.64 acres (27,878 sqft)
OwnerCompany Name on Record
Last Sale$350,000 (Apr 2016)
Tax Bill$8,091 (2025)
Deeds & MortgagesDec 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-00-110-105-021

Property Details

APN / Parcel Number

Primary APN03-00-110-105-021

Interior

Stories1 Story
Building Area3,188 sqft Gross Area
1st Floor Area3,188 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Lot Area27,878 sqft (0.64 acres)
Lot Dimensions250 ft deep x 100 ft wide
PorchOpen Porch
Porch Area40 sqft

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address1957 N RIDGE RD E
CityLORAIN
StateOH
Zip44055-3344
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal Description61-03-110B -008-00
Legal SubdivisionCLEARVIEW
Legal Block105
Legal Lot Number110
JurisdictionLORAIN OH
Township / Civil DivisionSHEFFIELD
Census Block Group3
Census Block3005
Census Tract97500

Owner

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address26450 FORT MEIGS RD, PERRYSBURG, OH 43551-1151
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2016 · Amount on Record
Deed SaleApr 6, 2016 · Amount on Record
Deed Document Number2016581018
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1957 N RIDGE RD E, LORAIN, OH 44055-3344
Transaction TypeMortgage
Record UpdatedMay 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000795772
DateDec 29, 2020
Instrument2020-0795772
Lender
NameOSGOOD STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term187 Months
DueJul 1, 2036

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionSheffield Township
Unified School DistrictClearview Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,091.00 (+7.62%)$142,810 (%) Land $17,500 Building $125,310$408,040 (-) Land $50,000 Building $358,040
2024$142,814 (+26.15%) Land $17,500 Building $125,314$408,040 (+26.15%) Land $50,000 Building $358,040
2023$7,518.00 (-3.12%)$113,208 (%) Land $17,500 Building $95,708$323,450 (-) Land $50,000 Building $273,450
2022$7,760.00$113,210 Land $17,500 Building $95,710
2021$323,450 Land $50,000 Building $273,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2014–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Breezeline, Brightspeed.

Nearby Properties on N Ridge Rd E

Nearby Streets

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