2017 Montego Ct, Oldsmar, FL 34677 Property Records

Pinellas County property record for 2017 Montego Ct, Oldsmar, FL 34677

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2 ba · 1,143 sqft · built 1983
Lot Size	0.105 acres (4,585 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Aug 2023)
Tax Bill	$3,452 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-759-6333-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-6333-0`
Alternative APNs	`16-28-16-05069-000-0610` `281616050690000610` `R169488`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,143 sqft Living Area
1st Floor Area	1,143 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1990
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	4,585 sqft (0.105 acres)
View / Lot	Corner
Garage Type	Attached
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Deck Area	Deck Area
Patio Area	200 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R169488
Street Address	2017 MONTEGO CT
City	OLDSMAR
State	FL
Zip	34677-2532
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	BAYSIDE MEADOWS PHASE II SEC 2, A PARTIAL REPLAT LOT 61
Legal Range	16E
Legal Township	28S
Legal Section	16
Legal Subdivision	BAYSIDE MEADOWS PHASE II
Legal Phase	2
Legal Tract	5069
Legal Lot Number	61
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	27319

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2017 MONTEGO CT, OLDSMAR, FL 34677-2532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 5, 2019	Warranty Deed, Transfer · Conventional with PMI JMAC LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2023 · Amount on Record
Deed Sale	Aug 22, 2023 · Amount on Record
Prior Sale	Apr 5, 2019 · Amount on Record
Deed Document Number	2023217534
Deed Book / Page	22542 / 968
Prior Transfer Date	Oct 25, 2007
Prior Transfer Doc	0160602342
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 22, 2023
Property Address	2017 MONTEGO CT, OLDSMAR, FL 34677-2532
Document Number	0225420968
Book / Page	22542 / 968
Map Reference	MB 85 PG 7-9
Instrument Date	Aug 17, 2023
Instrument	2023217534
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	KLEER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 WINSLOW CT, COLUMBIA, SC 29229-8514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2017 MONTEGO CT, OLDSMAR, FL 34677-2532

Mortgage

Document Number	0022542970
Date	Aug 22, 2023
Instrument	22542/970

Lender

Name	SUNCOAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Oct 1, 2033
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	1-Year T-Bill
Max Rate	11.8%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2017 MONTEGO CT, OLDSMAR, FL 34677-2532
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2017 MONTEGO CT, OLDSMAR, FL 34677-2532

Mortgage

Document Number	0216020027
Date	Jun 28, 2021
Book Page	21602/27
Instrument	2021213298

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 5, 2019
Property Address	2017 MONTEGO CT, OLDSMAR, FL 34677-2532
Document Number	0204890227
Book / Page	020489 / 000227
Instrument Date	Apr 4, 2019
Instrument	105279
Transaction Type	Transfer
Record Updated	Apr 26, 2019
Title Company	REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2017 MONTEGO CT OLDSMAR FL 346772532, OLDSMAR, FL 34677-2532

Mortgage

Document Number	204890229
Date	Apr 5, 2019
Book Page	020489/000229
Instrument	105280

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,452.00 (+3.94%) Homeowner's exemption	$238,595 (+38%) Building $238,595	$238,595 (+5.42%) Building $238,595
2024	$3,321.00 (+44.96%)
2023	$2,291.00 (+3.29%) Homeowner's exemption	$172,890 (+3%)	$226,335 (+4.02%) Building $226,335
2022	$2,218.00 Homeowner's exemption	$167,854	$217,589 Building $217,589

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 453 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	453 in force
Nearby Flood Claims	40 (1979–2025)
Claims Outside the SFHA	15 of 40
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Helene, Sep 2024 · 4 claims Hurricane Elena, Sep 1985 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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