2015 Montego Ct, Oldsmar, FL 34677 Property Records

Pinellas County property record for 2015 Montego Ct, Oldsmar, FL 34677

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2 ba · 1,143 sqft · built 1983
Lot Size	0.105 acres (4,584 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (Jan 2020)
Tax Bill	$2,709 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2020 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-759-6334-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-6334-8`
Alternative APNs	`16-28-16-05069-000-0620` `281616050690000620` `R169489`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,143 sqft Living Area
1st Floor Area	1,143 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1990
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	4,584 sqft (0.105 acres)
View / Lot	Corner
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Patio
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R169489
Street Address	2015 MONTEGO CT
City	OLDSMAR
State	FL
Zip	34677-2532
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	BAYSIDE MEADOWS PHASE II SEC 2, A PARTIAL REPLAT LOT 62
Legal Range	16E
Legal Township	28S
Legal Section	16
Legal Subdivision	BAYSIDE MEADOWS PHASE II
Legal Phase	2
Legal Tract	5069
Legal Lot Number	62
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	27319

Owner

2015 Montego Ct, a planned unit development, is owned and occupied by an individual who bought it in January 2020.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	2015 MONTEGO CT, OLDSMAR, FL 34677-2532
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jan 28, 2020	Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC
Oct 10, 2019	Warranty Deed, Transfer HILLSBOROUGH TITLE III LLC
Jul 8, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2020 · Amount on File
Deed Sale	Jan 28, 2020 · Amount on File
Prior Sale	Oct 10, 2019 · Amount on File
Deed Document Number	202028104
Deed Book / Page	20859 / 967
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2015 MONTEGO CT, OLDSMAR, FL 34677-2532
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 MONTEGO CT, OLDSMAR, FL 34677-2532

Mortgage

Document Number	0217661012
Date	Oct 18, 2021
Book Page	21766/1012
Instrument	2021340771

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 28, 2020
Property Address	2015 MONTEGO CT, OLDSMAR, FL 34677-2532
Document Number	0208590967
Book / Page	20859 / 0967
Map Reference	MB 85 PG 7
Instrument Date	Jan 9, 2020
Instrument	2020028104
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	HILLSBOROUGH TITLE III LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,393.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6628 STONINGTON DR N, 6628, TAMPA, FL 33647-1168

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 MONTEGO CT, OLDSMAR, FL 34677-2532

Mortgage

Document Number	0208590969
Date	Jan 28, 2020
Instrument	20859/0969

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 10, 2019
Property Address	2015 MONTEGO CT, OLDSMAR, FL 34677-2532
Document Number	0207280507
Book / Page	020728 / 000507
Instrument Date	Oct 4, 2019
Instrument	327706
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	HILLSBOROUGH TITLE III LLC

Transaction

Amount	Amount on Record
Tax	$875.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6628 STONINGTON DR N TAMPA FL 336471168, TAMPA, FL 33647-1168

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 8, 2019
Property Address	2015 MONTEGO CT, OLDSMAR, FL 34677-2532
Document Number	0206032166
Book / Page	020603 / 002166
Instrument Date	Jul 1, 2019
Instrument	213364
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7210 N MANHATTAN AVE #521 TAMPA FL 336143750, 521, TAMPA, FL 33614-3750

Tax Assessment & Valuation

The 2025 property tax bill for 2015 Montego Ct was $2,709 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,709.00 Homeowner's exemption	$196,142	$243,623 Building $243,623
2023	$2,504.00 (+3.26%) Homeowner's exemption	$185,062 (+3%)	$224,493 (+4.04%) Building $224,493
2022	$2,425.00 Homeowner's exemption	$179,672	$215,774 Building $215,774

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2015 Montego Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 453 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	453 in force
Nearby Flood Claims	40 (1979–2025)
Claims Outside the SFHA	15 of 40
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Helene, Sep 2024 · 4 claims Hurricane Elena, Sep 1985 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2015 Montego Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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