2017 Boyds Trl, Owings, MD 20736 Property Records

Calvert County property record for 2017 Boyds Trl, Owings, MD 20736

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,068 sqft · built 1981
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Tax Bill$3,816 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-092542

Property Details

APN / Parcel Number

Primary APN03-092542
Alternative APNs
  • 3092542
  • 092542

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,068 sqft Total Area
Basement Area480 sqft
Finished Basement480 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleSplit Foyer
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Deck Area260 sqft
Shed1 Shed
Shed Area336 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number092542
Street Address2017 BOYDS TRL
CityOWINGS
StateMD
Zip20736-9546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLT 10 THE TRAILS
Legal SubdivisionTRAILS PLAT 156
Legal Lot Number10
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group1
Census Block1000
Census Tract860404

Owner

2017 Boyds Trl is owned and occupied by two individuals who acquired it in February 2021.

Source: Calvert County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address2017 BOYDS TRL, OWINGS, MD 20736-9546
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 17, 2021
Deed SaleFeb 17, 2021
Prior SaleNov 2, 2005 · Amount on File
Deed Book / Page5859 / 2
Prior Transfer DateJan 22, 2021
Prior Transfer Doc0058590002
Record UpdatedOct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCALVERT MD
Recording DateFeb 17, 2021
Property Address2017 BOYDS TRL, OWINGS, MD 20736-9546
Document Number0058590002
Book / Page5859 / 2
Map ReferenceMB JBE 3 PL 156
Instrument DateJan 22, 2021
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyMARYLAND TITLE CENTER LLC, MARYLAND TRUST T&E LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2017 BOYDS TRL, OWINGS, MD 20736-9546

Mortgage

Document Number58597
DateFeb 17, 2021
Instrument5859/7
Lender
NameTHE FREEDOM BANK OF VIRGINIA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2017 Boyds Trl was $3,816.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$343,767 (+3.2%)$365,100 (+9.61%) Land $150,000 Building $215,100
2025$3,816.00$333,100 Land $150,000 Building $183,100$333,100 Land $150,000 Building $183,100
2023$3,153.00$303,500$333,100 Land $150,000 Building $183,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2017 Boyds Trl in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 73 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies100 units insured
incl. 27 condo units
Nearby Flood Claims16 (2003–2024)
Claims Outside the SFHA1 of 16
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2017 Boyds Trl is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 80% of Maryland
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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